I have been with them since the late 90's. That agency closed when the owner retired last year and they sold the agency to another company in town. That company never called me or asked me to come in to review my policies. So I switched this summer to a new agency with a member on here, Hudbone. He came to my place... reviewed everything on my account and made some updates to my coverages. Upped the home owners coverages to today's numbers, updated a few other coverages, dropped a couple of things off that did not need coverage anymore and increases some liability policies with suggested changes of coverage. In the end, I had more coverage and paid less per month than I had been paying. He made suggestions of what I could do, why I should or should do them and left the changes up to me. First time I have had an agent come to my house to review my policies in over 40 yrs.

I get to meet a ton of very good people in this business and some can be way too kind. I was only doing what I was supposed to be doing.

I still have not figured out how you can insure a place without personally eyeballing it and this is especially true of most all rural exposures and certainly of any farm & ranch exposure.