Daughters' car insurance. I this way out of line? mine is $174

How’s her driving record?

Tickets, wrecks, dwi?

I'm no expert but I know Make Model and coverage and age will have a bearing on rate also liability limits. Even territory. Lots of factors Shop around.

Also credit rating.

If it's an EV probably about right.

I’m around $285 a month. 40yo, no wrecks in 19 years none of which were my fault, never had a ticket, no DWI’s. They take into account where I work (Dallas) and where I live, miles driven per year 28,000-32,000. Nothings cheap anymore.

I'm on a liability only 50/100/50 for 3 vehicles it's 112$ a month, I'm guessing y'all are talking full coverage?

yes, but considering liability only. she drives a 2015 Hyundai Santa Fe.

Shheeett! You think that's expensive, be glad your daughter isn't a 16 year old boy!!!

It’s the County more than anything. My 2021 Tundra with 14K miles on it is full coverage for about 110 a month.

Five cars with three under 22 drivers and I pay about $620 per month.

Wow, that is tough. I have full coverage on three vehicles for that price.


My 2020 F250 CC with 300/500/100 $146.00 p/m.
Wife's 2018 GLE 350 with 500/500/500 $133.00 p/m
2010 Ford Edge with 500/500/500 $77.50 p/m

Mines 691 a month but that’s with a new driver too. Can’t wait for him to get on his own policy

Last year, my wife and I were paying $177 a month for full coverage on 2 vehicles. Added a 16 year old daughter and a 3rd car (mama got a new one and daughter got her old one) and our insurance shot ups to $496 per month.

Just added my 16yr old daughter yesterday, new driver with a 2010 Honda CRV that Grandma gifted her, is $1850/6 months. That's after discounts for me paying 6 months at a time, auto billed on credit card, good student discount and because she did a parent taught driver program, she'll have to take Defensive driving to earn another 10% discount.

My soon to be 21yr old is $3500 every 6 months but he did have a couple fender benders that insurance got to cover.

Both of them are on top of the two cars the wife and I have at $2300/6 months.

Isn’t your daughter a married adult?

And credit score

2018 Raptor and 2015 Fusion full coverage with 500/100 deductible just renewed for $254/month for both through Farmers.

2023 Lexus NX
2024 Acura MDX
2022 C8 Corvette

$1,200 / 6 months…we raised our deductible to $2K to get a much cheaper rate.

Being old is the secret. Me 75 and wife 70
2024 Subaru Ascent
2017 Jeep Grand Cherokee
1957 Austin Healy
Camper and boat
$172/mo

53 yrs old, '18 Silverado and '12 Camaro SS, both full coverage with $750 deductible, I currently have one speeding ticket on my record from almost two years ago, $150/mo. My daughter is about to start driving, I am scared to see what she'll add to that bill.

65 yo and wife is 56. Just received policy for Apr at $1,330 for 6mo on two full coverage (2018 F-150 & 2015 Jeep Wrangler) w/$1k deductible, incl uninsured…up from $1,280 in Oct. think I’ll raise our deductible to $2000.

Gee, 200$ a month for under 25, sports car (54 A-H) in Ca. 60 years ago. Just so I could park on base.

Yeah it sure seems either some of you are lying about your driving record, you have really bad coverage (meaning way too low deductible and stuff), or have really bad insurance company.

We went thru this recently, with three kids all driving age, one boy. We just got all of them off our insurance as the last two married away this year. We have three cars between the wife and I, and each kid had a used car as their starter, never paid what some of you are paying for just two cars. This is definitely one area you can get screwed pretty quick on if you do not have someone looking out for you or know how to look out for yourself.

If you have more than 1000 in savings account, no deductible should be less than 1000, and that alone is a 30-40% savings on monthly premiums usually. These 100 and 200 dollar deductibles are a sham, all intended to raise the monthly premiums, and that is how the agents make their money, in the premiums. I know there are some insurance agents on the forum, but I think the insurance agent gets around or above 10% of the premium, some companies may pay more.