I got paid on one and will likely go back with them. 4% for 6 months was the best rate my bank had. Anyone seeing much better for a shorter period of time?

Can't help you on actual CD rates, but My M1 High Yield savings is showing 4% and Schwab SWVXX 4.20%, so I would think your CD rate would be a little better than that right now.

Bank OZK is 4.6 on 7 months, and 4.15 on 13 months

Schwabb SWVXX ain't a bad deal now of days, Your money can be be taken out in a 24 hour period and converted back to cash.

Last year SWVXX was paying in the mid 5%

just renewed mine at 4.1 for 12 months with Fidelity

SNVXX 7 day yield 4.09%
SWVXX 7 day yield 4.21%

4.2 for 18 months at Schwabb yesterday.

4.6 for 7 mo with $100k at BOA last month.

Loan $1,000 on a Saturday and get back $1,500 on the following Friday. Our associate Guido enjoys collecting!

For a small town bank it sounds like they aren’t too bad at 4%. Thanks for everyone’s responses.

If you are open to a little risk....Schwab High Yield Bond ETF (SCYB) is paying 7.06% as of today. They pay every month. I have been with Schwab 5 years and found them very easy to work with. One day to get funds.

Not looking for any risk. It’s my savings and I’m retired. If gold would just tank, I’ll buy it by the kilo though.

I also have several of them. But, not a dang one of them are keeping up with real inflation.

I know it doesn't answer what you're asking but I like to sit mine in Robinhood and I am currently at 4 but started out at 5.5 which is what got me there. But I also invest in securities with a better return than my 401K, so far. I like it.