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Feb 12th, 2024
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 Re: Any car insurance experts?
[Re: steve_twice]
#8739518
11/21/22 06:51 PM
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Joined: Dec 2010
Posts: 8,841
DocHorton
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2010
Posts: 8,841 |
Personally, if my kid got in a small wreck and the damage was minor I wouldn't even fix it. Valuable lesson for them to drive a car with a dented bumper or whatever.
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Re: Any car insurance experts?
[Re: DocHorton]
#8739524
11/21/22 06:57 PM
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Joined: Sep 2004
Posts: 12,422
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,422 |
Personally, if my kid got in a small wreck and the damage was minor I wouldn't even fix it. Valuable lesson for them to drive a car with a dented bumper or whatever.
Probably more concerned with fixing what the kid hit, not the car itself.
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Re: Any car insurance experts?
[Re: 68rustbucket]
#8739528
11/21/22 06:58 PM
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Joined: Sep 2004
Posts: 12,422
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,422 |
I filed a hail claim on my truck last year, State Farm said my rate wouldn’t go up. It did anyway. I filed a Hail Damage with SF a few years ago, No rate increase until recently
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Re: Any car insurance experts?
[Re: steve_twice]
#8779499
01/12/23 10:36 PM
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Joined: May 2020
Posts: 4
rlb28
Green Horn
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Green Horn
Joined: May 2020
Posts: 4 |
Accidents stay on your driving record five years for most insurance companies. A youthful driver with an at-fault accident could have your policy going up $100/month or more. I'm an independent agent and I've paid a couple fender-benders out of pocket. Saved money in the long run.
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Re: Any car insurance experts?
[Re: rlb28]
#8779515
01/12/23 11:09 PM
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Joined: Feb 2008
Posts: 14,143
glens
THF Celebrity
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THF Celebrity
Joined: Feb 2008
Posts: 14,143 |
Accidents stay on your driving record five years for most insurance companies. A youthful driver with an at-fault accident could have your policy going up $100/month or more. I'm an independent agent and I've paid a couple fender-benders out of pocket. Saved money in the long run. Wouldn't buy from your Company.
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Re: Any car insurance experts?
[Re: steve_twice]
#8779517
01/12/23 11:15 PM
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Joined: Aug 2008
Posts: 14,950
don k
THF Celebrity
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THF Celebrity
Joined: Aug 2008
Posts: 14,950 |
You came to the right place, everyone here is an expert on anything you ask.
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Re: Any car insurance experts?
[Re: steve_twice]
#8779518
01/12/23 11:16 PM
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Joined: Oct 2012
Posts: 25,289
Creekrunner
THF Celebrity
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THF Celebrity
Joined: Oct 2012
Posts: 25,289 |
Why? I've handled things privately. It's simple math.
...and have dominion over the fish of the sea, and over the fowl of the air, and over every living thing that moveth upon the earth. Gen. 1:28
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