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Classic Car Insurance
#7893868
07/08/20 03:34 AM
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Joined: Jan 2013
Posts: 3,429
TLew
OP
Veteran Tracker
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OP
Veteran Tracker
Joined: Jan 2013
Posts: 3,429 |
Curious what people are using that have a classic. I just got a quote from Hagerty that was, in my opinion, ridiculous ($2500/yr) for a non-daily driver on someone middle aged with no traffic violation history. Looking for agreed upon value of $65,000 and would consider flatbed/roadside included for the right price. Vehicle is stored indoors, all of age drivers in the house have a daily, and wouldn't be over 5k miles a year (want to take it on errands or the random day to the office without concern)
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Re: Classic Car Insurance
[Re: TLew]
#7893896
07/08/20 04:05 AM
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Joined: Jan 2012
Posts: 29,134
TXHOGSLAYER
THF Celebrity
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THF Celebrity
Joined: Jan 2012
Posts: 29,134 |
sorry I use Hagerty. I think with them you are basically taking out a term life policy on your vehicle. Mine is only 200/year thoigh
LETS GO BRANDON
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Re: Classic Car Insurance
[Re: TLew]
#7893907
07/08/20 04:25 AM
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Joined: Mar 2018
Posts: 1,158
Scott W
Pro Tracker
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Pro Tracker
Joined: Mar 2018
Posts: 1,158 |
I use Hagerty and pay about $200/yr for $10K in coverage. My truck (1977 International Scout) is registered as an antique and insured as one. There are restriction from both on how and where I can drive it. If I wreck it off roading, Hagerty won’t cover it.
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Re: Classic Car Insurance
[Re: TLew]
#7893915
07/08/20 04:44 AM
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Joined: Dec 2009
Posts: 1,027
huntingbig8
Pro Tracker
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Pro Tracker
Joined: Dec 2009
Posts: 1,027 |
I use Hagerty on 4 classic vehicles valued around $175,000 and pay less than $1000/year
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Re: Classic Car Insurance
[Re: TLew]
#7893948
07/08/20 09:41 AM
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Joined: Jul 2019
Posts: 14,215
Hudbone
THF Celebrity
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THF Celebrity
Joined: Jul 2019
Posts: 14,215 |
Try American Collectors. We use them a lot, you can deal with them direct and we are pleased with their pricing and claim response.
How on Earth did you get a collector car quote over $2,000? I didn't think that was possible.
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Re: Classic Car Insurance
[Re: TLew]
#7893971
07/08/20 10:57 AM
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Joined: Oct 2007
Posts: 19,250
TEXASLEFTY
THF Whiskey Sommelier
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THF Whiskey Sommelier
Joined: Oct 2007
Posts: 19,250 |
https://www.grundy.com/This add popped up when I looked for grundys web address. Might not hurt to give them a call.
Never been to a camping world. I prefer Dick's to be honest.
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Re: Classic Car Insurance
[Re: TLew]
#7893997
07/08/20 11:46 AM
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Joined: Jul 2019
Posts: 14,215
Hudbone
THF Celebrity
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THF Celebrity
Joined: Jul 2019
Posts: 14,215 |
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Re: Classic Car Insurance
[Re: TLew]
#7893999
07/08/20 11:52 AM
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Joined: Jul 2008
Posts: 6,439
Chopped54
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2008
Posts: 6,439 |
I use Grundy for my Hellcat and at $80k value I pay around $700 a year.
Wealth is of the heart and mind and not of the pocket
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Re: Classic Car Insurance
[Re: TEXASLEFTY]
#7894005
07/08/20 12:07 PM
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Joined: Nov 2018
Posts: 786
Ktexas14
Tracker
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Tracker
Joined: Nov 2018
Posts: 786 |
https://www.grundy.com/This add popped up when I looked for grundys web address. Might not hurt to give them a call. DO NOT USE AMERICAN COLLECTORS. I had my policy set up to auto renew but instead they just let the policy lapse and told me I had to go through the whole process of getting a new policy. They require pictures of the vehicle to be sent in. I didnt care for their customer service at all. I have a 35 Ford five window and pay like $230 a year for classic insurance with the normal restrictions that comes with.
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Re: Classic Car Insurance
[Re: TLew]
#7894009
07/08/20 12:13 PM
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Joined: Nov 2013
Posts: 6,113
soooo
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2013
Posts: 6,113 |
Call Standard, call Standard today.
That's a joke.
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Re: Classic Car Insurance
[Re: Ktexas14]
#7894030
07/08/20 12:45 PM
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Joined: Jan 2013
Posts: 3,429
TLew
OP
Veteran Tracker
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OP
Veteran Tracker
Joined: Jan 2013
Posts: 3,429 |
Thank you all! https://www.grundy.com/This add popped up when I looked for grundys web address. Might not hurt to give them a call. DO NOT USE AMERICAN COLLECTORS. I had my policy set up to auto renew but instead they just let the policy lapse and told me I had to go through the whole process of getting a new policy. They require pictures of the vehicle to be sent in. I didnt care for their customer service at all. I have a 35 Ford five window and pay like $230 a year for classic insurance with the normal restrictions that comes with. And that's why I didn't just "look it up". Remember me, good ole good for nothin?
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Re: Classic Car Insurance
[Re: TLew]
#7894080
07/08/20 01:28 PM
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Joined: Dec 2004
Posts: 2,467
bassfishinglawyer
Veteran Tracker
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Veteran Tracker
Joined: Dec 2004
Posts: 2,467 |
Just switched from Hagerty to Grundy.
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Re: Classic Car Insurance
[Re: TLew]
#7894103
07/08/20 01:45 PM
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Joined: Dec 2009
Posts: 9,836
The Dude Abides
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2009
Posts: 9,836 |
Hagerty sucks. They quoted me $890/year for my Grand National. $140/yr through American Family.
Last edited by TXGUNNER308; 07/08/20 02:56 PM.
I am still looking for the perfect apron, one with reinforced knee areas would be perfect.
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Re: Classic Car Insurance
[Re: soooo]
#7894123
07/08/20 01:55 PM
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Joined: Nov 2009
Posts: 69,213
NORML as can be
^^Cut the Cord^^
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^^Cut the Cord^^
Joined: Nov 2009
Posts: 69,213 |
Call Standard, call Standard today.
That's a joke. OR liberty liberty liberty, liberty liberty
(R-TX) .-- " TCNN CURL CRLB VFF VRNO AYR SNDL CGC TLRY MSOS "
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Re: Classic Car Insurance
[Re: TLew]
#7894172
07/08/20 02:41 PM
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Joined: Aug 2009
Posts: 22,716
BigPig
THF Celebrity
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THF Celebrity
Joined: Aug 2009
Posts: 22,716 |
I don’t remember the company name but I have my Camaro valued at $30,000 for $350 a year.
My mom had 1 vehicle valued at $300,000 and was $1,500 a year through them.
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Re: Classic Car Insurance
[Re: TLew]
#7894183
07/08/20 02:46 PM
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Joined: Jan 2008
Posts: 18,771
HuntingTexas
THF Celebrity
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THF Celebrity
Joined: Jan 2008
Posts: 18,771 |
If there was ever a good time to use it’s now. Y’all need to post up some pics of your rides so us poor folks can dream a little.
" In God We Trust "
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Re: Classic Car Insurance
[Re: TLew]
#7894190
07/08/20 02:49 PM
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Joined: Oct 2008
Posts: 16,793
68rustbucket
THF Celebrity
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THF Celebrity
Joined: Oct 2008
Posts: 16,793 |
Insured with Hager’s for $40,000. Premium around $550 if I remember correctly.
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Re: Classic Car Insurance
[Re: 68rustbucket]
#7894207
07/08/20 03:01 PM
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Joined: Jan 2008
Posts: 18,771
HuntingTexas
THF Celebrity
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THF Celebrity
Joined: Jan 2008
Posts: 18,771 |
Insured with Hager’s for $40,000. Premium around $550 if I remember correctly. Let the drooling begin. That is sweet!!
" In God We Trust "
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Re: Classic Car Insurance
[Re: TLew]
#7894318
07/08/20 04:27 PM
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Joined: Jan 2012
Posts: 29,134
TXHOGSLAYER
THF Celebrity
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THF Celebrity
Joined: Jan 2012
Posts: 29,134 |
Not sure how jealous you will be about this one... I have no restrictions on driving it and replacement of $7k and pay about $200/year
LETS GO BRANDON
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Re: Classic Car Insurance
[Re: TLew]
#7894383
07/08/20 04:56 PM
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Joined: Jul 2019
Posts: 14,215
Hudbone
THF Celebrity
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THF Celebrity
Joined: Jul 2019
Posts: 14,215 |
"DO NOT USE AMERICAN COLLECTORS. I had my policy set up to auto renew but instead they just let the policy lapse and told me I had to go through the whole process of getting a new policy. They require pictures of the vehicle to be sent in. I didnt care for their customer service at all." Comical. They require photos, whaaa., they didn't collect my premium, whaaa…. I had to get a new policy, whaaa. . . .
Been in the business for 35 years and we see all kinds of idjits who try to do things themselves, screw it up and then blame it on someone else. It is always someone else's fault when a bill isn't paid. Insurance companies have been found to be very good at collecting money. It is why they have all those big buildings.
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Re: Classic Car Insurance
[Re: soooo]
#7894423
07/08/20 05:29 PM
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Joined: Aug 2004
Posts: 17,721
Txduckman
THF Celebrity
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THF Celebrity
Joined: Aug 2004
Posts: 17,721 |
Call Standard, call Standard today.
That's a joke. You could tell elective procedures were halted!! Had to use the kids now.
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Re: Classic Car Insurance
[Re: Txduckman]
#7894784
07/08/20 10:23 PM
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Joined: Nov 2013
Posts: 6,113
soooo
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2013
Posts: 6,113 |
Call Standard, call Standard today.
That's a joke. You could tell elective procedures were halted!! Had to use the kids now. I always wondered how long it took to trowel on that makeup.
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Re: Classic Car Insurance
[Re: TLew]
#7895069
07/09/20 03:08 AM
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Joined: Jan 2007
Posts: 347
Daddybigbuck
Bird Dog
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Bird Dog
Joined: Jan 2007
Posts: 347 |
69 Firebird with State Farm 30k replacement $100 month if I remember right. I'm new to the classic car scene looks like I need to do some research.
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Re: Classic Car Insurance
[Re: TLew]
#7895079
07/09/20 03:29 AM
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Joined: Jan 2013
Posts: 3,429
TLew
OP
Veteran Tracker
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OP
Veteran Tracker
Joined: Jan 2013
Posts: 3,429 |
Any feedback on American Modern? Thinking of heading that direction. They are $2k cheaper a year than Hagerty for essentially the same thing (like I said, Hagerty gave me a bonkers quote)
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Re: Classic Car Insurance
[Re: TLew]
#7895081
07/09/20 03:31 AM
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Joined: Jul 2008
Posts: 6,439
Chopped54
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2008
Posts: 6,439 |
Any feedback on American Modern? Thinking of heading that direction. They are $2k cheaper a year than Hagerty for essentially the same thing (like I said, Hagerty gave me a bonkers quote) Hagerty is not much different than regular insurance. Check Grundy, they were the best deal I found and you can do the quote 100% online. https://www.grundy.com/collector-cars/?gclid=EAIaIQobChMIjtq61p2_6gIVUdbACh0msAzNEAAYASADEgKB6_D_BwE
Wealth is of the heart and mind and not of the pocket
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