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Feb 12th, 2024
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 cash back credit cards ..??
#7537177
06/18/19 02:40 PM
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Joined: Nov 2010
Posts: 4,359
txhunter1010
OP
Extreme Tracker
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OP
Extreme Tracker
Joined: Nov 2010
Posts: 4,359 |
Do you guys recommend a cash back rewards card over another?
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537185
06/18/19 02:49 PM
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Joined: Jun 2011
Posts: 33,979
Buzzsaw
THF Celebrity
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THF Celebrity
Joined: Jun 2011
Posts: 33,979 |
Ive been a Cabelas Black card holder forever. Right now I have a little over $200 in points. BUT, there is nothing there I want. I would rather have CASH but NOT a gift card, travel, etc
I checked into it and most "cash" cards have all sorts of "kickers" on them.
I charge $3,000 - $6,000 a month depending on what I buy. Then pay it off.
anyway, I'm looking for an alternative cash card too.
SPACE FOR RENT
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537191
06/18/19 02:53 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
I have all my utilities and creature comfort bills on auto-pay with my master card. They only come to around $500 per month. I simply would not change all them for cash back.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill ![[Linked Image]](https://texashuntingforum.com/forum/pics/usergals/2017/07/full-3669-105539-full_16668_105507_image.jpg)
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537195
06/18/19 02:58 PM
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Joined: Nov 2010
Posts: 4,359
txhunter1010
OP
Extreme Tracker
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OP
Extreme Tracker
Joined: Nov 2010
Posts: 4,359 |
The Discover IT card looks pretty good and then maybe the Citi cash rewards one
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537203
06/18/19 03:02 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
Someone pointed out on another thread that my master card was out of date . Most companies still use it. I simply don't have the energy to call all them.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537229
06/18/19 03:22 PM
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Joined: Oct 2004
Posts: 39,549
redchevy
THF Celebrity
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THF Celebrity
Joined: Oct 2004
Posts: 39,549 |
Use to use a Cabelas card. Now have a MasterCard through our credit union, 2% cash back on all purchases. I have the rewards to deposit into a savings account.
It's hell eatin em live
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537245
06/18/19 03:42 PM
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Joined: Nov 2008
Posts: 9,952
LFD2037
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2008
Posts: 9,952 |
The Discover IT card looks pretty good and then maybe the Citi cash rewards one I have a Citi 2% cash back. Well, it was 2%. @ some point, it went down to 1%. I have fantastic credit & it's @ 18.74% interest. I was paying it off each month but now I don't use it anymore.
R.I.P. CPO Matt Mills-(DEVGRU)- You will NEVER be forgotten!
10-25-75 / 8-6-11 *K.I.A.*
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537397
06/18/19 06:18 PM
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Joined: Sep 2009
Posts: 2,959
cxjcherokec
Veteran Tracker
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Veteran Tracker
Joined: Sep 2009
Posts: 2,959 |
Been with Citi for 13 years. I've never felt the need for true cash back. I just take my "thank you points" and soend them on Amazon around xmas time or just apply the amount to my bill. I made the choice years ago to put everything I can on it and pay it off before it accrued int. I accrue around $5-700 a year in points because of that.
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537404
06/18/19 06:29 PM
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Joined: Oct 2009
Posts: 10,496
Halfadozen
THF Celebrity
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THF Celebrity
Joined: Oct 2009
Posts: 10,496 |
Discover is the way to go - my card gets 5% cash back and is also the lowest interest rate out there. Instead of getting cash back, we use the points toward gifts for Christmas.
Freedom is a fragile thing ...Those who have known freedom, and then lost it, have never known it again.
-- Ronald Reagan
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Re: cash back credit cards ..??
[Re: Halfadozen]
#7537410
06/18/19 06:35 PM
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Joined: Oct 2004
Posts: 39,549
redchevy
THF Celebrity
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THF Celebrity
Joined: Oct 2004
Posts: 39,549 |
Discover is the way to go - my card gets 5% cash back and is also the lowest interest rate out there. Instead of getting cash back, we use the points toward gifts for Christmas. We looked at discover. From my understanding the discover is not 5% CB on everything, it is pretty limited is capped at a certain amount, and changes from time to time.
It's hell eatin em live
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Re: cash back credit cards ..??
[Re: redchevy]
#7537412
06/18/19 06:37 PM
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Joined: Aug 2016
Posts: 8,317
Herbie Hancock
THF Trophy Hunter
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THF Trophy Hunter
Joined: Aug 2016
Posts: 8,317 |
Discover is the way to go - my card gets 5% cash back and is also the lowest interest rate out there. Instead of getting cash back, we use the points toward gifts for Christmas. We looked at discover. From my understanding the discover is not 5% CB on everything, it is pretty limited is capped at a certain amount, and changes from time to time. Does everyone take Discover now, I remember there being a time where not all places took Discover?
It takes beer to make thirst worthwhile - J. Fred Schmidt
The internet is an I.Q. Test, people post their scores in the comment section.
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537453
06/18/19 07:39 PM
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Joined: Aug 2005
Posts: 17,117
MikeC
THF Celebrity
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THF Celebrity
Joined: Aug 2005
Posts: 17,117 |
I'm getting 5% on everything I use my Discover card for.
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537463
06/18/19 07:50 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
They reported on Fox Business that credit cards were now allowing user names.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: cash back credit cards ..??
[Re: MikeC]
#7537465
06/18/19 07:59 PM
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Joined: Oct 2004
Posts: 39,549
redchevy
THF Celebrity
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THF Celebrity
Joined: Oct 2004
Posts: 39,549 |
I'm getting 5% on everything I use my Discover card for. Where did you get this deal?
It's hell eatin em live
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Re: cash back credit cards ..??
[Re: MikeC]
#7537538
06/18/19 09:37 PM
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Joined: Sep 2004
Posts: 12,422
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,422 |
I'm getting 5% on everything I use my Discover card for. I don't see any promos like that on Discover Card, Share the link
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537545
06/18/19 09:42 PM
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Joined: Sep 2012
Posts: 12,866
PMK
THF Celebrity
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THF Celebrity
Joined: Sep 2012
Posts: 12,866 |
We have several but our main one is a MC and we gain points for every dollar spent. We usually save those point to cover our airfare and hotel costs for our mission trip to the PNW each year.
"everyone that lives dies but not everyone who dies lived..."
~PMK~
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Re: cash back credit cards ..??
[Re: redchevy]
#7537577
06/18/19 10:24 PM
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Joined: Aug 2005
Posts: 17,117
MikeC
THF Celebrity
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THF Celebrity
Joined: Aug 2005
Posts: 17,117 |
I'm getting 5% on everything I use my Discover card for. Where did you get this deal? They sent me an offer to come back since I had paid off and cancelled my Discover account years ago. I called and talked to an agent and accepted the card offer.
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7537651
06/19/19 12:14 AM
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Joined: Dec 2008
Posts: 1,594
thegrouse
Pro Tracker
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Pro Tracker
Joined: Dec 2008
Posts: 1,594 |
Our local credit union offers a 2% cash back card with no foreign transaction or annual fee. It is tough to beat. I am not sure where you are but RBFCU is the one down here. Citi has a double cash card that is similar.
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Re: cash back credit cards ..??
[Re: txhunter1010]
#7538395
06/20/19 01:59 AM
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Joined: Aug 2012
Posts: 2,782
nak
Veteran Tracker
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Veteran Tracker
Joined: Aug 2012
Posts: 2,782 |
If you travel at all or rent cars, consider the Chase Sapphire Reserve.
$450 ANNUAL FEE, BUT....
Anywhere between 50,000 and 75,000 points for signing up (they run a promotional every few months with the high points )
They refund the first $300 you spend on travel items each year.
They refund your TSA PreCheck or Global Entry fee
They provide PRIMARY Auto Rental Collision Damage Waiver.
PRIORITY PASS™ SELECT MEMBERSHIP (airport lounges)
3 % for every dollar in the travel categories. 1% on everything else. No monthly limits
Trip Cancellation / Trip Interruption Insurance
Extended Warranty Protection & Purchase Protection
The $300 annaul refund and the rental car Collision Damage coverage more than pays for the annual fee.
We all need to practice Whoa more.
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Re: cash back credit cards ..??
[Re: nak]
#7538481
06/20/19 10:04 AM
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Joined: Sep 2004
Posts: 12,422
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,422 |
If you travel at all or rent cars, consider the Chase Sapphire Reserve.
$450 ANNUAL FEE, BUT....
Anywhere between 50,000 and 75,000 points for signing up (they run a promotional every few months with the high points )
They refund the first $300 you spend on travel items each year.
They refund your TSA PreCheck or Global Entry fee
They provide PRIMARY Auto Rental Collision Damage Waiver.
PRIORITY PASS™ SELECT MEMBERSHIP (airport lounges)
3 % for every dollar in the travel categories. 1% on everything else. No monthly limits
Trip Cancellation / Trip Interruption Insurance
Extended Warranty Protection & Purchase Protection
The $300 annaul refund and the rental car Collision Damage coverage more than pays for the annual fee.
They run that almost same promo where you get like 75,000 points on the $95 card and the first year is waived if you spend like 2 to 3k the first few months. Pretty good deal
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