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Forums46
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Feb 7th, 2025
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 Re: Why insure an ATV/UTV
[Re: bill oxner]
#5559737
01/23/15 01:38 PM
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Joined: Aug 2010
Posts: 60,296
stxranchman
Obie Juan Kenobi
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Obie Juan Kenobi
Joined: Aug 2010
Posts: 60,296 |
I have mine and other things insured with Germania. $93 per year with same deductables as the house $1500 on named and $500 on rest of perils.
Are idiots multiplying faster than normal people? ![[Linked Image]](http://neoswarm.com/images/Bug_Crawling.gif)
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Re: Why insure an ATV/UTV
[Re: bill oxner]
#5559817
01/23/15 02:15 PM
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Joined: Oct 2005
Posts: 1,726
JeremyKS
Pro Tracker
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Pro Tracker
Joined: Oct 2005
Posts: 1,726 |
I had my ranger burn to the ground while guiding a hunter and my home, auto or farm/ranch policy would not cover it because it was not listed individually. This was with Texas Farm Bureau.
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Re: Why insure an ATV/UTV
[Re: bill oxner]
#5573406
01/30/15 06:58 PM
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Joined: Mar 2008
Posts: 400
denton
Bird Dog
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Bird Dog
Joined: Mar 2008
Posts: 400 |
An agent told me that my first gator was covered by my homeowners policy as long as I was with it. Has it changed? Get that in advise in writing and keep it in a safe place. You're going to need it.
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Re: Why insure an ATV/UTV
[Re: bill oxner]
#5573409
01/30/15 06:59 PM
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Joined: Mar 2008
Posts: 400
denton
Bird Dog
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Bird Dog
Joined: Mar 2008
Posts: 400 |
Full coverage on my pickup is only $700 per year. It covers my gator while hauling it. No, it doesn't.
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Re: Why insure an ATV/UTV
[Re: bill oxner]
#5573447
01/30/15 07:23 PM
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Joined: Mar 2014
Posts: 4,005
JRJ6
Extreme Tracker
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Extreme Tracker
Joined: Mar 2014
Posts: 4,005 |
so it is wise to have a policy for your ATV.
i have mine through progressive and it's only $125 a year.
went online and bought it.
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Re: Why insure an ATV/UTV
[Re: JRJ6]
#5573652
01/30/15 09:30 PM
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Joined: Jul 2013
Posts: 6,521
tlk
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2013
Posts: 6,521 |
You can't fix stupid
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Re: Why insure an ATV/UTV
[Re: denton]
#5573679
01/30/15 09:52 PM
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Joined: Sep 2011
Posts: 28,087
Navasot
Hollywood
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Hollywood
Joined: Sep 2011
Posts: 28,087 |
An agent told me that my first gator was covered by my homeowners policy as long as I was with it. Has it changed? Get that in advise in writing and keep it in a safe place. You're going to need it. What if its not at home....
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Re: Why insure an ATV/UTV
[Re: bill oxner]
#5573681
01/30/15 09:53 PM
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Joined: Sep 2011
Posts: 28,087
Navasot
Hollywood
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Hollywood
Joined: Sep 2011
Posts: 28,087 |
This is one big downfall to rangers or any high speed recreation vehicle
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Re: Why insure an ATV/UTV
[Re: Navasot]
#5578492
02/02/15 07:43 PM
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Joined: Mar 2008
Posts: 400
denton
Bird Dog
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Bird Dog
Joined: Mar 2008
Posts: 400 |
An agent told me that my first gator was covered by my homeowners policy as long as I was with it. Has it changed? Get that in advise in writing and keep it in a safe place. You're going to need it. What if its not at home.... Read your homeowners insurance policy Coverage C. There is a section titled, "Property not covered"
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Re: Why insure an ATV/UTV
[Re: bill oxner]
#5595762
02/12/15 03:28 PM
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Joined: Aug 2007
Posts: 4,544
sportsman
Extreme Tracker
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Extreme Tracker
Joined: Aug 2007
Posts: 4,544 |
My 14 ranger crew is only $7 a month thru State farm. That covers fire, wind, hail, water, and theft.
"If you can afford alcohol and cigarettes, you don't need food stamps "
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