Forums46
Topics547,480
Posts9,848,652
Members87,835
|
Most Online25,604 Feb 12th, 2024
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: topwater13]
#9153075
12/13/24 03:49 PM
|
Joined: Jul 2014
Posts: 7,155
onlysmith&wesson
THF Trophy Hunter
|
THF Trophy Hunter
Joined: Jul 2014
Posts: 7,155 |
Gov and school people have the same opportunity for benefits as private, why allow double dipping for Gov workers? No different than working and drawing SS, you don't get 'full' payment. So we should double the payment for Gov just because? Hey, take off the working penalty for the rest of us. Hey, Doofas We paid into Social Security, just like everyone else. We also paid into a second and/ or third retirement accounts. Since we paid in, we should get it back. Had I not paid into Social Security, that money would be worth at least 20X what is in the account right now. Because I would have invested it safely and wisely. But I was forced to pay in, just like every other tax payer. Yep, since we paid into SS then we should receive it, just like everyone else. It really is a very simple concept to understand. I think the issue is more about how much you have paid in while working, versus those that have never NOT paid in. Who are those that have never NOT paid in, and are they the ones trying to collect benefits? I had a relative that was a career Teacher, not elgible for SS. He found a school district that had a scam going where teachers could come there and be hired as janitors. They paid a fee to the district. They would earn 1/4s so that they could get SS. This was long ago, and I don't recall enough of the details and he wasn't too eager to share info with me since he knew I though it was total horse shi--. He was shady as hell in every way. Anyone else heard of such a scam?
An unethical shot is one you take, that you know you shouldn't.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9153183
12/13/24 06:57 PM
|
Joined: Dec 2011
Posts: 6,010
Lazyjack
THF Trophy Hunter
|
THF Trophy Hunter
Joined: Dec 2011
Posts: 6,010 |
I draw SS and a government pension, but I had enough years paying into SS to be exempt from offset for me. I hustled earn enough private sector dollars to prevent the offset. I planned for Mrs LJ retirement knowing of the survivor offset. From my viewpoint the offset is not totally unjust.
But, in all fairness, if your income is garnished at 100% value your benifits should be 100%.
If the 2nd amendment was written just to include guns for hunting, why is there not an amendment to protect fishing poles?
Never trust a man that doesn't trust you.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9153191
12/13/24 07:08 PM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
If you have 20 years of qualifying SS contributions you get 40 percent. If you have 25 years of substantial earnings you get 65 percent. Over 30 years of substantial earning contributions. You get 90 percent. It’s generally pretty hard these days to qualify for a pension somewhere and get 30 years of qualifying SS contributions.
Last edited by Roll-Tide; 12/13/24 07:09 PM.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9153198
12/13/24 07:16 PM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
The simplest example is if a young lady wants to be a teacher and does 15 years. She will get 35 percent of say 75000. Her contributions to the pension will get her 26k at age 65.
She then wants to go in private sector for 20 years. She accumulate a 1500 a month SS benefit. She then realizes that 1500 is reduced to 600 a month, 60 percent penalty.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Roll-Tide]
#9153381
12/14/24 02:59 AM
|
Joined: Oct 2008
Posts: 18,245
68rustbucket
THF Celebrity
|
THF Celebrity
Joined: Oct 2008
Posts: 18,245 |
The simplest example is if a young lady wants to be a teacher and does 15 years. She will get 35 percent of say 75000. Her contributions to the pension will get her 26k at age 65.
She then wants to go in private sector for 20 years. She accumulate a 1500 a month SS benefit. She then realizes that 1500 is reduced to 600 a month, 60 percent penalty. This is the opposite of my wife’s scenario, private sector first for 15 years, then public education for 27 years. Still a victim of the WEP penalty.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9155566
12/18/24 08:42 PM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9155567
12/18/24 08:43 PM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
Got 73 Senate votes. Trumps support yesterday got some undecided.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9155732
12/19/24 01:08 AM
|
Joined: Dec 2008
Posts: 1,683
thegrouse
Pro Tracker
|
Pro Tracker
Joined: Dec 2008
Posts: 1,683 |
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9155783
12/19/24 03:07 AM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
Cornyn actually voted for it. Cruz did not.
I think JD Vance voting for it brought more republicans to the table.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9155885
12/19/24 01:51 PM
|
Joined: Oct 2008
Posts: 18,245
68rustbucket
THF Celebrity
|
THF Celebrity
Joined: Oct 2008
Posts: 18,245 |
What’s the latest word on this issue?
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Roll-Tide]
#9155902
12/19/24 02:29 PM
|
Joined: Aug 2005
Posts: 21,482
Sniper John
OP
gumshoe
|
OP
gumshoe
Joined: Aug 2005
Posts: 21,482 |
Cornyn actually voted for it. Cruz did not.
I think JD Vance voting for it brought more republicans to the table. Cornyn's long response to me made it clear he did not support this bill. Cruz ignored me. Cruz may be cutting his own throat on this issue especially now that Trump is showing support for it. The voting block WEP and GPO effects is large and organized. They will never vote for Cruz again if this does not pass. I had wondered if Cornyn might change his mind if Trump came out for it. That and the last time I looked at his facebook page every unrelated post was getting blown up with comments supporting this bill. This page says it continues this morning, but who knows. https://trta.org/senate-vote-on-h-r-82-now-scheduled-for-thursday-december-19/
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: onlysmith&wesson]
#9155999
12/19/24 04:21 PM
|
Joined: May 2019
Posts: 1,069
Ben Kabisch
Pro Tracker
|
Pro Tracker
Joined: May 2019
Posts: 1,069 |
[/quote] Who are those that have never NOT paid in, and are they the ones trying to collect benefits?
I had a relative that was a career Teacher, not eligible for SS. He found a school district that had a scam going where teachers could come there and be hired as janitors. They paid a fee to the district. They would earn 1/4s so that they could get SS. This was long ago, and I don't recall enough of the details and he wasn't too eager to share info with me since he knew I though it was total horse shi--. He was shady as hell in every way. Anyone else heard of such a scam? [/quote]
I knew 2 teachers that did it (it was probably 10-15 years ago i think) and they had paid into SS for years before becoming teachers later in life and didn't realize how drawing TRS would effect their SS benefits from their spouse. It wasn't technically a "school district" scam, but from what i remember there were a few school districts in Texas that actually paid into social security, for whatever reason, and if you worked for and retired from them, then you could draw both (not sure how that worked). Someone figured out you could pay the school district to come work for them for a day and then retire and draw both...think there were actually a few colleges that did it as well. Seems like that was going on about the same time we started all the "retire/rehire" stuff but not sure... I'm sure they fixed that loophole pretty quick
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Ben Kabisch]
#9156003
12/19/24 04:30 PM
|
Joined: Aug 2005
Posts: 21,482
Sniper John
OP
gumshoe
|
OP
gumshoe
Joined: Aug 2005
Posts: 21,482 |
[/quote] Who are those that have never NOT paid in, and are they the ones trying to collect benefits?
I had a relative that was a career Teacher, not eligible for SS. He found a school district that had a scam going where teachers could come there and be hired as janitors. They paid a fee to the district. They would earn 1/4s so that they could get SS. This was long ago, and I don't recall enough of the details and he wasn't too eager to share info with me since he knew I though it was total horse shi--. He was shady as hell in every way. Anyone else heard of such a scam? I knew 2 teachers that did it (it was probably 10-15 years ago i think) and they had paid into SS for years before becoming teachers later in life and didn't realize how drawing TRS would effect their SS benefits from their spouse. It wasn't technically a "school district" scam, but from what i remember there were a few school districts in Texas that actually paid into social security, for whatever reason, and if you worked for and retired from them, then you could draw both (not sure how that worked). Someone figured out you could pay the school district to come work for them for a day and then retire and draw both...think there were actually a few colleges that did it as well. Seems like that was going on about the same time we started all the "retire/rehire" stuff but not sure... I'm sure they fixed that loophole pretty quick [/quote] That makes no sense. Paying into a pension for one day is in no way going to allow someone to be vested into that kind of retirement system. A pension is basically an annuity funded by the amount of money the participant paid in during a career. Paying into SS one day will get no one SS either. Only those who contributed 40 quarters which would take at the least 10 years of contributing to SS to do same as anyone else. If they worked and paid their 40 quarters, they are only wanting the same benefits as anyone else that paid 40 quarters into SS. It is probably not as nefarious as your making it sound. It more likely is just people who are close to 40 quarters when they retire on a pension and obtain a job just long enough to cover the length of time required to obtain the additional quarters to bring them to 40.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156213
12/19/24 11:11 PM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
Supposed to vote tonight. Cruz and Manchin trying to add amendments. Cruz argument was shallow, said it would make SS insolvent 6 months early. Don’t seem like a real time issue.
Republicans are all over the place. For. Trump. Vance. Rubio. Scott. Cornyn. Several others.
Against. Cruz. Manchin (D), Romney.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156215
12/19/24 11:20 PM
|
Joined: Feb 2011
Posts: 1,869
Black Duck Dog
Pro Tracker
|
Pro Tracker
Joined: Feb 2011
Posts: 1,869 |
I have 19 quarters paid in. Went to work for a school district at 22 yrs old 34 yrs and retired. No S.S had to piggyback off of my wife to get Medicare Ins and that cost $555 a quarter
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156222
12/19/24 11:33 PM
|
Joined: Dec 2008
Posts: 1,683
thegrouse
Pro Tracker
|
Pro Tracker
Joined: Dec 2008
Posts: 1,683 |
I have been checking web to see if the vote comes up
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156227
12/19/24 11:50 PM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
Current vote
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156232
12/20/24 12:01 AM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
This sounds like motion to proceed. Before a debate and final vote.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156248
12/20/24 12:25 AM
|
Joined: Aug 2005
Posts: 21,482
Sniper John
OP
gumshoe
|
OP
gumshoe
Joined: Aug 2005
Posts: 21,482 |
My understanding the amendments such as what Cruz has introduced are an attempt to kill the bill. If an amendment is approved, the bill then has to go back to the house for another vote. There is no time for that so the bill would expire.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156281
12/20/24 01:38 AM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
Cruz is definitely trying to sabotage it. He wants his bill from 2017 introduced. Today’s vote got 73 votes, the same as before. His speech got nowhere.
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Roll-Tide]
#9156294
12/20/24 01:58 AM
|
Joined: Dec 2008
Posts: 42,591
J.G.
THF Celebrity
|
THF Celebrity
Joined: Dec 2008
Posts: 42,591 |
Cruz is definitely trying to sabotage it. He wants his bill from 2017 introduced. Today’s vote got 73 votes, the same as before. His speech got nowhere. Evidently Texas needs both senators replaced.
800 Yard Steel Range Precision Rifle Instruction Memberships and Classes Available
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156296
12/20/24 02:07 AM
|
Joined: Aug 2005
Posts: 21,482
Sniper John
OP
gumshoe
|
OP
gumshoe
Joined: Aug 2005
Posts: 21,482 |
Cruz is definitely trying to sabotage it. He wants his bill from 2017 introduced. Today’s vote got 73 votes, the same as before. His speech got nowhere. Evidently Texas needs both senators replaced. Yes, both need to be replaced Dear John: Thank you for contacting me with your suggestions regarding efforts to repeal the Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP). I recognize the time and effort that you are dedicating to actively participate in the democratic process, and I appreciate having the benefit of your comments on this matter. As a strong supporter of Social Security, I understand the impact both the GPO and the WEP have on educators, police officers, firefighters, and other public employees who have dedicated their lives to public service. Millions of retired Americans have worked many years and contributed their hard-earned money with the expectation Social Security will be available when they retire. They depend on Social Security to help pay their monthly expenses, and the federal government should live up to its obligations. In the 116th Congress, I cosponsored the Equal Treatment of Public Servants Act (S. 3401), introduced by Senator Ted Cruz (R-TX) on March 5, 2020. S. 3401 would have phased in a new funding formula for determining benefit amounts under the WEP. This new formula adjusts an individual's total lifetime earnings based on the proportion of those earnings subject to Social Security payroll taxes, and would have applied to individuals who became eligible for Social Security benefits in 2022 or later. Individuals becoming eligible between 2022 and 2060 would receive the higher of their benefit under either the current-law WEP or the new formula. According to the Social Security Office of the Chief Actuary, this legislation would have no significant effect on the long-range actuarial balance of the Social Security Trust Fund. Unfortunately, this bill did not pass, but please know that I will keep your thoughts in mind should this legislation be reintroduced. Without Congressional action, the impending retirement of the Baby Boomer generation and other demographic factors will bankrupt the Social Security Trust Fund in the near future. The Social Security and Medicare Boards of Trustees' 2024 Annual Report shows the programs face massive permanent cash-flow deficits and will continue to grow substantially faster than the economy over the foreseeable future. For example, the Social Security Trust Fund, which covers benefits to retirees, workers' survivors, and people with disabilities, will be able to pay full benefits only until 2033. Given these challenges, comprehensive Social Security reform is necessary. Therefore, repealing the GPO and WEP should be considered in the context of a complete and fundamental overhaul of the current system. Simply repealing these two provisions without comprehensive, meaningful reform would further damage the long-term solvency of Social Security. The Congressional Budget Office projects that eliminating the GPO and WEP without making other changes to the program would cost over $196 billion over the next ten years and increase the Social Security Trust Fund deficit by more than four percent. This would make it more difficult for America to deal with the ongoing retirement of the Baby Boomer generation. I will continue to support proposals improving Social Security benefits received by Social Security participants in a fiscally responsible way and without placing additional burdens on future generations. I am honored to represent Texas in the United States Senate. Thank you for taking the time to contact me. Sincerely, JOHN CORNYN United States Senator 517 Hart Senate Office Building Washington, DC 20510 Tel: (202) 224-2934 Fax: (202) 228-2856 http://www.cornyn.senate.gov
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156305
12/20/24 02:35 AM
|
Joined: Jun 2015
Posts: 20,095
Roll-Tide
THF Celebrity
|
THF Celebrity
Joined: Jun 2015
Posts: 20,095 |
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Sniper John]
#9156308
12/20/24 02:39 AM
|
Joined: Dec 2008
Posts: 1,683
thegrouse
Pro Tracker
|
Pro Tracker
Joined: Dec 2008
Posts: 1,683 |
I just read it needs to clear 2 more votes
|
|
|
Re: My Brother Firefighters, Police and Teachers
[Re: Roll-Tide]
#9156313
12/20/24 02:52 AM
|
Joined: Aug 2005
Posts: 21,482
Sniper John
OP
gumshoe
|
OP
gumshoe
Joined: Aug 2005
Posts: 21,482 |
In the Senate there has not been a vote for or against the bill yet. Only for cloture and then Motion to Proceed. We can only hope his yea vote for both indicates a change of heart. We shall see when it comes time to vote down the amendments and the final vote. If you have not sent Cornyn an email encouraging him to vote for the bill, please do so now. Do let us know if the boilerplate response has changed this time. His reply to me was on the morning of Friday the 13th. I sent both an email generated through the IAFF and a direct email on the evening of the 12th. https://www.cornyn.senate.gov/share-opinion/https://www.votervoice.net/iframes/IAFF/Campaigns/119731/Respond
|
|
|
Moderated by bigbob_ftw, CCBIRDDOGMAN, Chickenman, Derek, DeRico, Duck_Hunter, kmon11, kry226, kwrhuntinglab, Payne, pertnear, sig226fan (Rguns.com), Superduty, TreeBass, txcornhusker
|