Have 10 acres here and it was ag'ed before I bought it but these crooks (County Appraisal Cats) took it off the year I bought, 2 years ago. Have a nice coastal field next door across the creek. Wife wants to bring Her pet Longhorn over. Trying to buy 5 acres next door of an elder Lady that is ag'ed. . Make me 15 and that would be enough to have one of Wife's pet longhorns over off the ranch I sold.

That's standard. You have to add the rider for slab leaks but $10k is about the max and usually costs way more.

I do a lot of water slab leaks, All State is the only one with the 5k limit I have dealt with, I do about 100 claims per year

Just a heads up, anything an insurance company does that requires a signature should be read carefully, increases of coverage can be ratified simply by paying your bill, reductions always require a signature.

I've heard this also quite a few times.

Farm Bureau just saved me 50% on homeowners & about 15% on auto.

I had home and auto with Allstate for over 25 years. The rates on the autos got so high I dropped them and switch to Geico and saved almost 50%. Then Allstate screwed me on a roof claim so I switched home and auto over to esurance and got a huge discount. Interesting, esurance is underwritten by allstate. Insurance agents will have no loyalty to you whatsoever, they’re just looking for a premium and a commission. The best thing to do is shop your insurance every 3 to 5 years. Just find something that you’re comfortable with the premiums and deductibles and go with it until they raise it and then switch to another.

I had a Farmers ins. agent tell me once that I couldn’t keep changing companies. I told him sure I could, I’m dropping your company and saving 50%.