Has anyone on this forum ever made and been paid for a claim?

I've never had a situation where I needed insurance. They used mine for judging nstra field trials with different drivers.

Ive been in touch with Cody now. He is going to get me a quote. I could go for this price. Who is it through?

I bought a used Kubota 900 about four year ago from one of the dealerships. Since I financed it, they required insurance and offered me full coverage insurance for $100/yr. It went up the next year after I paid the thing off, but even now, it's only $133 per year. Considering I spent $8500 on the thing and it stays at the lease full time, I'll gladly spend the money each year in case someone steals it or one of my kids drives it into a tree while playing around.

If you buy anything and have it financed thru the "manufacturer's bank" (i.e. Honda, Kawasaki, Yamaha, Polaris, etc) they typically don't require insurance.. That's because it's a revolving credit card.. You're on the hook for it regardless.

Any respectable financial institution is going to require comprehensive insurance, to cover in case of total loss, theft, etc.

I don't think collision is necessary. Never heard of a claim. I asked on this thread and no one replied that they have ever made a claim.

I financed part of my Mule and the bank required insurance. Added it to my existing motorcycle policy, and I believe it is less than $100 a year. Haven't filed a claim, but seems worth it, so since paying off Mule, I've kept paying insurance. Cheap peace of mind.

AND to answer your question William...

2 people possible 3 have and will use there Ins over on the Green Screen for UTV;s, they tend to "HUNT" more over there than discuss Chicken Flavored Sunscreen and Money in your bank and heads of Cattle...so to answer..If you have any more Cells in that Bean between your shoulder blades you may want insurance

If not, its your world I am just passing through

I just bought a Mule Pro FXT EPS. Paid cash but plan to insure anyway...just a smart thing to do.

Question for you guys paying south of $200. Is that just replacement for theft is that collision and comp as well, and what are the deductibles? Do you have liability?

For $500K liability (which then bridges to my umbrella policy for another $1M), a $1K collision deductible, $500 comp deductible (theft and such) and no medical they're wanting $240/year. Seems high, but that also seems like a high level of coverage.

I'm financed through Sheffield and they don't require insurance, been thinking of getting insurance on it but it sure does tick me off tho adding up all My yearly policies I already pay just in case something happens.

Help....all I want is theft insurance for my mule and tractor. I can't get any without switching my home owners and I can't find any homeowner anywhere close to what I pay. Anybody know anyone? Talk to State farm, All state, progressive, Texas land bank....all a no go.

Any experience with them personally?

FWIW, we had a pontoon boat insured with them, and had it covered for AGREED VALUE. In other words, if it disappeared we would be paid the amount specified on the policy. We insured it for the amount we paid for it new. And wouldn't you know it ..... the marina where it was docked was hit by a tornado and the boat was destroyed. Progressive called me within 3 days, the adjuster met me at the marina, and handed me a check for the agreed value. Done deal. No whining, squabble, or other crap. I couldn't have been happier.

Will I ever use them again? You betcha. I'm certain that there are companies that all of us deal with on a daily basis that don't totally agree with every principal we have. But it's a money situation for me. I'll save my funds whenever I can.

You try Farmers, that's who I use, my UTV is about 240 a year.