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Credit Card Fraud, how does this happen??
#8642896
07/17/22 09:50 PM
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Joined: Jun 2011
Posts: 33,799
Buzzsaw
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jun 2011
Posts: 33,799 |
Buddy of mine checked his Scheels CC statement this morning. He saw a charge over $10,000 at a Powersports shop (4 Wheelers, personal watercraft, etc.) I Arkansas. Needless to say, it wasn't his. He immediately called and reported it. Stop was put on his card, new one issued. They said it would be removed from his card and turned over to the Fraud Investigators. They went over 4-5 charges which were his.
I don't understand how something this larger can be bought with a stolen card. It happens to me a couple times a year it seems but nothing as big as this. Anyone else ever had this large a purchase made on their stolen card?
SPACE FOR RENT
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8642902
07/17/22 10:11 PM
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Joined: Dec 2010
Posts: 8,841
DocHorton
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2010
Posts: 8,841 |
All it takes is a fake drivers license and fake card. I haven't had a single charge that big, but I had a bad case of identity theft and more than that amount was charged. Has happened to me at least 10-15 times.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8642918
07/17/22 10:30 PM
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Joined: Apr 2007
Posts: 60,273
BOBO the Clown
kind of a big deal
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kind of a big deal
Joined: Apr 2007
Posts: 60,273 |
Scheels approves everything … try to Buy a damn elk tag @ Colorado Department of wildlife and Cabelas will issue a fraud alert
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8642922
07/17/22 10:34 PM
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Joined: Feb 2013
Posts: 4,683
krmitchell
Extreme Tracker
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Extreme Tracker
Joined: Feb 2013
Posts: 4,683 |
Someone did 21k worth of dental work (dentures or acrylics or something similar, I can’t remember) on our card a few years back. How a dentist office doesn’t verify that better is beyond me. Visa said no problem and we went on but I couldn’t believe they got that big of a charge through without any red flags…..when I went on my honeymoon in Florida years back my card was declined at the first liquor store I hit, had a call from Visa before I left the parking lot. Guess a 40$ liquor store charge raises red flags but not high priced dental work lol.
People dislike credit cards companies but this is where they shine.
Last edited by krmitchell; 07/17/22 10:36 PM.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8642934
07/17/22 10:40 PM
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Joined: Nov 2010
Posts: 4,236
pnh
Extreme Tracker
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Extreme Tracker
Joined: Nov 2010
Posts: 4,236 |
Nobody wants my identity!
Character is what you do when nobody's looking.
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Re: Credit Card Fraud, how does this happen??
[Re: pnh]
#8642940
07/17/22 10:44 PM
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Joined: Feb 2013
Posts: 4,683
krmitchell
Extreme Tracker
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Extreme Tracker
Joined: Feb 2013
Posts: 4,683 |
Nobody wants my identity! True but funny story. A girl I worked with had a deadbeat father of her children. Guy never paid a lick of child support ever. Apparently ole boy was so broke he sold his SS/DL to an illegal and the guy started working with his ID. All of a sudden child support started rolling in from using his SS/DL. Poor guy was paying for someone else’s kids!
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8642972
07/17/22 11:23 PM
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Joined: Feb 2008
Posts: 14,098
glens
THF Celebrity
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THF Celebrity
Joined: Feb 2008
Posts: 14,098 |
Just canceled mine this morning and issued a new one in 7 to 10 days. . Over $750 bucks that wasn't mine. $350 bucks in Killeen Tx and another $250 bucks in Cedar Park. Ain't been to either of those places. Another smaller charge. Valero and Sunoco Stations. This ain't the first time for us. Thieves, Kill um it's the only way.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8642984
07/17/22 11:35 PM
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Joined: Jun 2009
Posts: 17,226
6InARowMakeItGo
THF Celebrity
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THF Celebrity
Joined: Jun 2009
Posts: 17,226 |
I had mine used in a skate shop in Dallas for $400. Not only would I not be caught dead in the Dallas chit hole, I wouldn’t be buying skateboard’s and chit.
🍻
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643001
07/17/22 11:50 PM
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Joined: Sep 2004
Posts: 10,823
DannyB
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 10,823 |
Supposedly there was a news show where someone with a device in a purse was able to walk through a restaurant and collect quite a few CC numbers. They sell special card wallets for that, but I haven't fooled with anything like that yet.
My card got skimmed, or whatever its called, at a gas station about three years ago and a few small charges slipped by before I caught it. CC company fixed it without an issue.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643007
07/17/22 11:55 PM
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Joined: Nov 2009
Posts: 6,756
jskin
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2009
Posts: 6,756 |
Does this happen on debit cards the same or just actual cc’s?
"While we are postponing, life speeds by"
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Re: Credit Card Fraud, how does this happen??
[Re: jskin]
#8643015
07/18/22 12:05 AM
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Joined: Apr 2009
Posts: 6,096
pdr55
THF Trophy Hunter
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THF Trophy Hunter
Joined: Apr 2009
Posts: 6,096 |
Does this happen on debit cards the same or just actual cc’s? My debit card got hit a couple years ago but I caught it before it got out of hand, only a couple charges for $99 each. The only place that I had used it was getting snacks heading out of Del Rio.
If you`re running down my country, man, You`re walking on the fighting side of me. (Merle)
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Re: Credit Card Fraud, how does this happen??
[Re: jskin]
#8643031
07/18/22 12:15 AM
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Joined: Dec 2016
Posts: 1,829
Adchunts
Pro Tracker
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Pro Tracker
Joined: Dec 2016
Posts: 1,829 |
Does this happen on debit cards the same or just actual cc’s? Both. All my cards are set up to text me instantly on every charge, regardless of amount. Has come in handy several times.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643041
07/18/22 12:25 AM
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Joined: May 2010
Posts: 2,930
RLoving1
Veteran Tracker
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Veteran Tracker
Joined: May 2010
Posts: 2,930 |
Got a alert on my phone one evening about debit card use for $200. Called them and put stop to it. They asked if I was sure it wasn't me, told them it shows time stamps doesn't it? They confirmed and asked them how did I use the card at ATM in Odessa 10 minutes prior to charge in Michigan for art supplies...look at a globe or map! We ain't close together! I was at a bar within 3 minutes of getting cash and well on my way to being intoxicated so a charge on debit card sobered me up!
Brayden (Lazy L's Southern Comfort) you will be missed! You were more than a pet you were my reason to rise and return for many days! You were my rock! 12/26/03-10/25/13
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643077
07/18/22 01:17 AM
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Joined: Sep 2008
Posts: 5,618
Sailor
THF Trophy Hunter
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THF Trophy Hunter
Joined: Sep 2008
Posts: 5,618 |
Mine has a daily limit on it.. Unless, I call.. And everybody at the bank knows me.. If you even approach my limit, I get an alert on my phone... And it ask, if this purchase is me.. I can stop it, even before it happens...
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643097
07/18/22 01:53 AM
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Joined: Mar 2010
Posts: 11,913
ntxtrapper
THF Celebrity
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THF Celebrity
Joined: Mar 2010
Posts: 11,913 |
I made a 17,000 dollar purchase on mine last Friday. I did it over the phone and the person never saw me. All she cared about was that the card worked and she got a sale.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643104
07/18/22 02:02 AM
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Joined: Apr 2007
Posts: 9,125
10pointers
THF Trophy Hunter
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THF Trophy Hunter
Joined: Apr 2007
Posts: 9,125 |
Mine was once compromised for a hair cut in Florida at the cost of $650.00. They (credit card company) called me after the fact. They must of known I have very little hair.
Signature images may not be larger than 600 pixels wide by 125 pixels tall. That smile says it all [North Dakota -16degrees
"Things may come to those who wait, but only those things left by those who hustle." - Abraham Lincoln
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643120
07/18/22 02:34 AM
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Joined: Aug 2011
Posts: 213
Daniel Boone
Woodsman
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Woodsman
Joined: Aug 2011
Posts: 213 |
I have had this happen a couple of times as well but once I went to a microchip credit card I have not had anymore problems.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643133
07/18/22 02:57 AM
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Joined: Feb 2015
Posts: 5,113
flintknapper
THF Trophy Hunter
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THF Trophy Hunter
Joined: Feb 2015
Posts: 5,113 |
About 15 yrs ago, had someone purchase a set of golf clubs on my card ($600.00) in London, England.
Never been there. C/C company straightened it out.
Spartans ask not...how many, but where!
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643149
07/18/22 03:29 AM
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Joined: Aug 2004
Posts: 17,712
Txduckman
THF Celebrity
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THF Celebrity
Joined: Aug 2004
Posts: 17,712 |
Someone bought an overseas ticket from Austrailia or something to an island for $6k. They even made the trip before I caught it. I setup alerts after that so any charge over $300 sends me texts and emails. Chase is like ok. Here's your new card.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643194
07/18/22 05:15 AM
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Joined: Jun 2011
Posts: 33,799
Buzzsaw
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jun 2011
Posts: 33,799 |
Dang thats a bunch of fraud
SPACE FOR RENT
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643201
07/18/22 05:43 AM
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Joined: Feb 2015
Posts: 5,585
hetman
"Trash Master"
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"Trash Master"
Joined: Feb 2015
Posts: 5,585 |
Me & wife have been hit with CC fraud numerous times. one time card was locked in safe , never used. Somehow limit was increased on card & maxed out in some other state.
One good thing if it's a CC fraud - you are not liable - get a new card & party on!!!
No, i don't like a thief . But until the Banks & CC company can stop the fraud. There is really no use in getting pissed off. They just write it off or claim on insurance.
I would rather use a CC than my Debit card due to fraud !!
Sorry it happened .
"Lesser mortals are pitied for the misfortune in not being born Texan."
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Re: Credit Card Fraud, how does this happen??
[Re: ntxtrapper]
#8643252
07/18/22 12:02 PM
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Joined: Dec 2009
Posts: 9,773
The Dude Abides
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2009
Posts: 9,773 |
I made a 17,000 dollar purchase on mine last Friday. I did it over the phone and the person never saw me. All she cared about was that the card worked and she got a sale. Awesome...
I am still looking for the perfect apron, one with reinforced knee areas would be perfect.
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Re: Credit Card Fraud, how does this happen??
[Re: jskin]
#8643256
07/18/22 12:04 PM
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Joined: Nov 2010
Posts: 3,200
Marc K
Veteran Tracker
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Veteran Tracker
Joined: Nov 2010
Posts: 3,200 |
Does this happen on debit cards the same or just actual cc’s? Wells Fargo told me that debit cards with the Visa logo are covered for fraud the same way a credit card is.
Last edited by Marc K; 07/18/22 12:10 PM.
A Democracy is when two wolves and a lamb vote on the dinner menu. That is why this country was specifically not designed as a Democracy. We are a Constitutional Republic.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643286
07/18/22 12:42 PM
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Joined: Apr 2005
Posts: 43,769
Stub
THF Celebrity
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THF Celebrity
Joined: Apr 2005
Posts: 43,769 |
We have been hit a couple of times for small amounts but it was long ago. Ironic Debit card moment Back in the summer of 2013 I decided to treat the kids to breakfast at Bill Smiths in McKinney. I had no clue they did no take CC or Debit card. Usually I have at least $60 + in the wallet that morning I only had $7.00 . Fortunately they had a ATM inside the cafe but for some weird reason it was declining my card although we had plenty of cash in the bank. Told our waitress what was going on and I would head to the bank and come right back and that she could keep my kids as collateral, she laughed and said take them with ya. Run down to the nearest Bank of America and they said the reason it was declined because it was out of my normal shopping area We live in N Dallas which isn't that far.
Last edited by Stub; 07/18/22 12:42 PM.
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Re: Credit Card Fraud, how does this happen??
[Re: Buzzsaw]
#8643289
07/18/22 12:47 PM
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Joined: Oct 2006
Posts: 18,546
ducknbass
THF Celebrity
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THF Celebrity
Joined: Oct 2006
Posts: 18,546 |
FYI. Post pandemic they take CC now. Said they started when they could only do carry out.
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