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Re: Whom to open a business checking with?
[Re: J.G.]
#8455625
11/21/21 11:18 PM
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Joined: Nov 2010
Posts: 3,227
Marc K
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How large of a check can you deposit via the app? That is one thing that I do not like about Wells Fargo - low limit. If I could deposit checks without going in, I would be a happy man.
A Democracy is when two wolves and a lamb vote on the dinner menu. That is why this country was specifically not designed as a Democracy. We are a Constitutional Republic.
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Re: Whom to open a business checking with?
[Re: KRoyal]
#8455629
11/21/21 11:23 PM
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Joined: Dec 2008
Posts: 41,171
J.G.
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I case I need to drive there for whatever reason. You know my range of driving. It needs to be somewhere in the middle. No different than you are not going to use a stand alone brick and morter at 75 and 635. The First Texoma National Bank is in Sherman on Loy Lake. Sherman is not between point A and B for me.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8455685
11/22/21 12:39 AM
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Joined: Jun 2009
Posts: 17,226
6InARowMakeItGo
THF Celebrity
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Go small town local if possible
🍻
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Re: Whom to open a business checking with?
[Re: Marc K]
#8455704
11/22/21 12:57 AM
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Joined: Aug 2009
Posts: 22,716
BigPig
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Find one that’s local and one that you can develop a relationship with. One with high turn over of employees will do nothing for you when you need them. Honestly, they all kind of suck. How large of a check can you deposit via the app? That is one thing that I do not like about Wells Fargo - low limit. If I could deposit checks without going in, I would be a happy man. This ^^^ my wife can deposit $75,000 a month via the app and never uses it. I’m limited to $10,000 a month and use it all the time. So now I deposit through her ap. This is BofA, I hate them with a passion but they are local to us and they are everywhere, with all of our traveling, that’s the only perk. We only keep a few thousand in checking with them, everything else goes into a managed account with EJ and we can have that money out in 2 days if needed. If we need it immediately we just put it on the CC or we wait.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8455734
11/22/21 01:31 AM
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Joined: Jan 2007
Posts: 26,195
KRoyal
Texoma Legend
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Posts: 26,195 |
I case I need to drive there for whatever reason. You know my range of driving. It needs to be somewhere in the middle. No different than you are not going to use a stand alone brick and morter at 75 and 635. The First Texoma National Bank is in Sherman on Loy Lake. Sherman is not between point A and B for me. Well idk then lol
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Re: Whom to open a business checking with?
[Re: J.G.]
#8455742
11/22/21 01:39 AM
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Joined: Jun 2015
Posts: 5,174
scottfromdallas
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Can you go USAA as a fireman?
I moved everything out of Chase to USAA a few years ago.
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Re: Whom to open a business checking with?
[Re: BOBO the Clown]
#8455849
11/22/21 04:09 AM
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Joined: Oct 2004
Posts: 39,542
redchevy
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I’ve had good service with Frost and RBFCU over the last 35-40 years. But you have to be a resident in their service area to be a member of RBFCU. RBFCU Has DFW locations now Banked with RBFCU my whole life only place I do or ever had an account. Still use them but they have officially gotten too big for their britches. Still like their rates still like their cash back MasterCard but the service has gone down hill.
It's hell eatin em live
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Re: Whom to open a business checking with?
[Re: J.G.]
#8455850
11/22/21 04:13 AM
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Joined: Jul 2015
Posts: 23,176
Bee'z
The Beedazzler
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The Beedazzler
Joined: Jul 2015
Posts: 23,176 |
Bank of Texas in mckinney is probably your best option.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8455933
11/22/21 11:50 AM
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Joined: May 2006
Posts: 31,055
HWY_MAN
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If you already have a bank you're dealing with I'd try them first. It's small town banking out here but I've been doing business with the same two banks for 40 years. Having a good relationship with your banker goes a long ways in eliminating problems in life.
Yes! A Weatherby does kill them deader.
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Re: Whom to open a business checking with?
[Re: HWY_MAN]
#8456019
11/22/21 01:49 PM
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Joined: Apr 2011
Posts: 29,034
Western
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If you already have a bank you're dealing with I'd try them first. It's small town banking out here but I've been doing business with the same two banks for 40 years. Having a good relationship with your banker goes a long ways in eliminating problems in life. Agree with HWY, especially if you're self employed. Helps if they know you since self employment (if that's the case) comes with extra credit challenges. I also think a debit card used just for cash, can be worthwhile. Sure you can use a cc, but factor in any fee's for cash withdrawal using either. I use Cap 1 Spark and Chase Ink, both have been good as far as business cc, but I bank at a smaller bank
If at first you dont succeed, then skydiving is not for you..
"Don't trust everything you read on the Internet"- Abraham Lincoln Dennis
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Re: Whom to open a business checking with?
[Re: HWY_MAN]
#8456055
11/22/21 02:18 PM
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Joined: Sep 2004
Posts: 12,416
RedRanger
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If you already have a bank you're dealing with I'd try them first. It's small town banking out here but I've been doing business with the same two banks for 40 years. Having a good relationship with your banker goes a long ways in eliminating problems in life. Small town banks are useless when you are traveling over seas, I can head to Bank Of America in Manila if I have any issues while over there, try that with a small town bank.
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Re: Whom to open a business checking with?
[Re: RedRanger]
#8456096
11/22/21 02:55 PM
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Joined: May 2006
Posts: 31,055
HWY_MAN
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If you already have a bank you're dealing with I'd try them first. It's small town banking out here but I've been doing business with the same two banks for 40 years. Having a good relationship with your banker goes a long ways in eliminating problems in life. Small town banks are useless when you are traveling over seas, I can head to Bank Of America in Manila if I have any issues while over there, try that with a small town bank. Pretty sure his business isn't in Manila. And I can do business with my bank from anywhere that's got an internet connection.
Yes! A Weatherby does kill them deader.
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Re: Whom to open a business checking with?
[Re: HWY_MAN]
#8456116
11/22/21 03:13 PM
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Joined: Sep 2004
Posts: 12,416
RedRanger
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If you already have a bank you're dealing with I'd try them first. It's small town banking out here but I've been doing business with the same two banks for 40 years. Having a good relationship with your banker goes a long ways in eliminating problems in life. Small town banks are useless when you are traveling over seas, I can head to Bank Of America in Manila if I have any issues while over there, try that with a small town bank. Pretty sure his business isn't in Manila. And I can do business with my bank from anywhere that's got an internet connection. You can withdrawal cash via internet connection? Tell me more?
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Re: Whom to open a business checking with?
[Re: J.G.]
#8456137
11/22/21 03:37 PM
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Joined: Jul 2019
Posts: 14,203
Hudbone
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Choose a local bank, develop a relationship with someone younger than yourself. When I purchased the firm on March 11, 1991, we started off with TX Commerce (later Chase Bank). Three years later, I left them due to decisions being made in Hosetown and with some stinking thinking going on. Went to a new start up, then named First State Bank, It later became Victoria National and then was acquired by Prosperity. Pretty much deal with the same people and although more decisions are not made locally, they still have influence because of my history and can go to bat for me, if needed.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8456141
11/22/21 03:39 PM
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Joined: Jul 2019
Posts: 14,203
Hudbone
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Cash NEVER gets deposited. I really hope you are joking here. If not, it could be telling a lot. If not, I wouldn't talk about it. If not, I wouldn't even joke about it.
Last edited by Hudbone; 11/22/21 03:46 PM.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8456184
11/22/21 04:22 PM
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Joined: Dec 2004
Posts: 2,467
bassfishinglawyer
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In your area - CapTex (old FNB of Trenton) - they'll take care of you.
But in any event, use a community bank that'll get to know you.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8456234
11/22/21 05:03 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
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Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: Whom to open a business checking with?
[Re: bassfishinglawyer]
#8456334
11/22/21 07:05 PM
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Joined: Dec 2008
Posts: 41,171
J.G.
OP
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OP
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In your area - CapTex (old FNB of Trenton) - they'll take care of you.
But in any event, use a community bank that'll get to know you. Trenton is handy. Thank you.
800 Yard Steel Range Precision Rifle Instruction Memberships and Classes Available
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Re: Whom to open a business checking with?
[Re: Hudbone]
#8456336
11/22/21 07:06 PM
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Joined: Dec 2008
Posts: 41,171
J.G.
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Cash NEVER gets deposited. I really hope you are joking here. If not, it could be telling a lot. If not, I wouldn't talk about it. If not, I wouldn't even joke about it. Please show me a law that says I have to deposit cash. Some people go through life a scaredy cats. I get it.
800 Yard Steel Range Precision Rifle Instruction Memberships and Classes Available
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Re: Whom to open a business checking with?
[Re: Hudbone]
#8456340
11/22/21 07:17 PM
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Joined: Apr 2007
Posts: 60,465
BOBO the Clown
kind of a big deal
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kind of a big deal
Joined: Apr 2007
Posts: 60,465 |
Cash NEVER gets deposited. I really hope you are joking here. If not, it could be telling a lot. If not, I wouldn't talk about it. If not, I wouldn't even joke about it. Claiming and depositing are very different things. Not necessarily synonymous
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Re: Whom to open a business checking with?
[Re: BOBO the Clown]
#8456357
11/22/21 07:35 PM
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Joined: Jul 2019
Posts: 14,203
Hudbone
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Posts: 14,203 |
Cash NEVER gets deposited. I really hope you are joking here. If not, it could be telling a lot. If not, I wouldn't talk about it. If not, I wouldn't even joke about it. Claiming and depositing are very different things. Not necessarily synonymous Bobo on to me.
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Re: Whom to open a business checking with?
[Re: J.G.]
#8456569
11/22/21 11:46 PM
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Joined: Jul 2008
Posts: 6,439
Chopped54
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I have Chase. It was just easy I can link my LLC and DBA checking and my merchant processing accounts into one app. I
Wealth is of the heart and mind and not of the pocket
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Re: Whom to open a business checking with?
[Re: RedRanger]
#8456908
11/23/21 12:34 PM
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Joined: May 2006
Posts: 31,055
HWY_MAN
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You can withdrawal cash via internet connection? Tell me more?
I've never withdrawn cash from anywhere.
Yes! A Weatherby does kill them deader.
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