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Loan for older vehicle #8386029 09/15/21 05:47 PM
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safarigene Online Content OP
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Any help on finding someone for a loan on a 2000 model vehicle. NADA says $5k on a 2000 Excursion 4x4 with 100k miles. Sales price is $12k. Bank won't go for it, so looking to see if anyone has any options to explore.

Thanks

Re: Loan for older vehicle [Re: safarigene] #8386073 09/15/21 06:40 PM
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Ol Thumper Offline
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I’d put it on a zero interest card and pay it off ASAP, can’t say how many things I’ve done that with over the years. Use thr money to benefit you,,

Re: Loan for older vehicle [Re: safarigene] #8386086 09/15/21 06:56 PM
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In todays day and age, if you cannot get it financed then maybe its best not to finance it?

Find a local buy here pay here car lot and I bet they would finance it for you.


It's hell eatin em live
Re: Loan for older vehicle [Re: safarigene] #8386357 09/15/21 11:29 PM
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Probably won’t get any bank to finance the vehicle with age and price. Best bet if you need to take a loan do a personal loan. Or borrow against your 401k but that hurts you in the long run.

Re: Loan for older vehicle [Re: safarigene] #8386428 09/16/21 12:18 AM
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safarigene Online Content OP
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Thanks guys. Dealership seems to think they can get it done. If not, I guess it isn't meant to be.

Re: Loan for older vehicle [Re: safarigene] #8387963 09/17/21 02:32 PM
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E.TX.JMart Offline
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As others have said, take a Bill of Sale to a local Bank or Credit Union that you have a relationship with.

Re: Loan for older vehicle [Re: safarigene] #8388022 09/17/21 03:33 PM
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if you buy this with a loan, make sure you get some kind of loan value payoff endorsement on your auto insurance. If ever stolen or otherwise totaled, the adjusting department won't care a whole lot about how much you paid for it or have in it.

Re: Loan for older vehicle [Re: E.TX.JMart] #8388023 09/17/21 03:33 PM
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Originally Posted by E.TX.JMart
As others have said, take a Bill of Sale to a local Bank or Credit Union that you have a relationship with.


No bank or credit union will touch it because of that age.With nada saying $5k no way are they going $12k.


Not all those that wander are lost..

Back The Blue






Re: Loan for older vehicle [Re: safarigene] #8388078 09/17/21 04:38 PM
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Heavy T Offline
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If you can get a decent 7.3 Diesel Excursion 4X4 for 12k you better find a way.
I have a 2005 with 6.0 that I wouldn't take twice that for.

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