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Medicare Time
#8002649
10/08/20 03:38 PM
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Joined: Jun 2011
Posts: 33,804
Buzzsaw
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jun 2011
Posts: 33,804 |
Just got off the phone with my Medicare Gal. She moved me from BCBS supplement to United Healthcare. Saving me pretty decent money a month. I was very happy with BCBS, she said I would see no changes. we'll see.
SPACE FOR RENT
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Re: Medicare Time
[Re: Buzzsaw]
#8002652
10/08/20 03:43 PM
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Joined: Apr 2009
Posts: 10,098
texasag93
THF Celebrity
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THF Celebrity
Joined: Apr 2009
Posts: 10,098 |
Every supplement is different. If it is cheaper, sav the difference for copays/deductibles/coinsurances.
Stay the H*LL away from AARP.
Welmed sucks.
Stay the H*LL away from Medicare Replacement plans.
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Re: Medicare Time
[Re: Buzzsaw]
#8002662
10/08/20 03:47 PM
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Joined: Jun 2011
Posts: 33,804
Buzzsaw
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jun 2011
Posts: 33,804 |
tell me what the deal is with AARP ?
I hear Republicans are supposed to hate it, never knew why
SPACE FOR RENT
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Re: Medicare Time
[Re: Buzzsaw]
#8002668
10/08/20 03:54 PM
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Joined: Oct 2012
Posts: 25,138
Creekrunner
THF Celebrity
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THF Celebrity
Joined: Oct 2012
Posts: 25,138 |
They take seniors' money and use it for lefty agendas, like more gun legislation.
...and have dominion over the fish of the sea, and over the fowl of the air, and over every living thing that moveth upon the earth. Gen. 1:28
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Re: Medicare Time
[Re: Buzzsaw]
#8002671
10/08/20 03:56 PM
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Joined: Dec 2008
Posts: 22,630
Cast
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 22,630 |
Humana has been good for us.
Cast I have a short attention spa
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Re: Medicare Time
[Re: texasag93]
#8002673
10/08/20 03:57 PM
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Joined: Dec 2008
Posts: 19,296
pokerj2
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 19,296 |
Every supplement is different. If it is cheaper, sav the difference for copays/deductibles/coinsurances.
Stay the H*LL away from AARP.
Welmed sucks.
Stay the H*LL away from Medicare Replacement plans. Not true. All supplements are the same. Only thing different is carrier name and price. Buzz. Aetna has the cheapest rate in the market. I could save you 20$ plus a month if you moved to them..... Replacement plans (MA) are out selling Med Supps in the market 6:1. I have 25k plus Medicare plans on the books. I am about 50/50 on product type. Different folks have different needs.
President of American Entitlements LLC Health insurance agency focusing in all ages from ACA plans all the way through Medicare. Office is based in Wylie, TX We have local agents in both Texas and Louisiana 469-814-0289
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Re: Medicare Time
[Re: Buzzsaw]
#8002699
10/08/20 04:25 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
I was looking at s supplemental and found that my company had a better plan after I retired including dental and prescriptions.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: Medicare Time
[Re: Buzzsaw]
#8002742
10/08/20 05:10 PM
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Joined: Sep 2004
Posts: 10,823
DannyB
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 10,823 |
Just got off the phone with my Medicare Gal. She moved me from BCBS supplement to United Healthcare. Saving me pretty decent money a month. I was very happy with BCBS, she said I would see no changes. we'll see. Did you have to go through underwriting? With everything you have going on medically I would think that would be like trying to insure a wrecked car before going to the body shop. The reason I ask is that I just started Medicare this month, 10/01 with Aetna Plan G. Somehow I was under the impression that from here on I would have to go through underwriting for any changes.
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Re: Medicare Time
[Re: DannyB]
#8002771
10/08/20 05:45 PM
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Joined: Sep 2015
Posts: 3,381
Lakhota
Veteran Tracker
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Veteran Tracker
Joined: Sep 2015
Posts: 3,381 |
Just got off the phone with my Medicare Gal. She moved me from BCBS supplement to United Healthcare. Saving me pretty decent money a month. I was very happy with BCBS, she said I would see no changes. we'll see. Did you have to go through underwriting? With everything you have going on medically I would think that would be like trying to insure a wrecked car before going to the body shop. The reason I ask is that I just started Medicare this month, 10/01 with Aetna Plan G. Somehow I was under the impression that from here on I would have to go through underwriting for any changes. One time a year there is a open enrollment period that you are allowed to change plans within the company you have to a plan that covers more or to another company for any plan without underwriting. Once this period closes you are subjected to underwriting.
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Re: Medicare Time
[Re: pokerj2]
#8002780
10/08/20 05:50 PM
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Joined: Sep 2015
Posts: 3,381
Lakhota
Veteran Tracker
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Veteran Tracker
Joined: Sep 2015
Posts: 3,381 |
Every supplement is different. If it is cheaper, sav the difference for copays/deductibles/coinsurances.
Stay the H*LL away from AARP.
Welmed sucks.
Stay the H*LL away from Medicare Replacement plans. Not true. All supplements are the same. Only thing different is carrier name and price. Buzz. Aetna has the cheapest rate in the market. I could save you 20$ plus a month if you moved to them..... Replacement plans (MA) are out selling Med Supps in the market 6:1. I have 25k plus Medicare plans on the books. I am about 50/50 on product type. Different folks have different needs. Joker is 100% correct. If you are dealing with Medicare supplement plans A through J they are all the same except the carrier and price. The Medicare Advantage plans there is differences.
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Re: Medicare Time
[Re: Buzzsaw]
#8002789
10/08/20 05:55 PM
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Joined: Jun 2011
Posts: 33,804
Buzzsaw
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jun 2011
Posts: 33,804 |
Yes, I pay $134 for Medicare out of my SS check. I have a supplement $160 a month, was $178. I never have to pay anything and I've had a TON of medical crap this year. Expensive surgeries, injections, etc, only had to pay a few dollars, everything else is covered
My Meds come from SilverScript CVS Caremark mail order, all are "free"
So I have two cards I show at the doctor 1. Medicare 2. BCBS of Texas (switching to United Healthcare)
SPACE FOR RENT
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Re: Medicare Time
[Re: DannyB]
#8002924
10/08/20 07:40 PM
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Joined: Dec 2008
Posts: 19,296
pokerj2
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 19,296 |
Just got off the phone with my Medicare Gal. She moved me from BCBS supplement to United Healthcare. Saving me pretty decent money a month. I was very happy with BCBS, she said I would see no changes. we'll see. Did you have to go through underwriting? With everything you have going on medically I would think that would be like trying to insure a wrecked car before going to the body shop. The reason I ask is that I just started Medicare this month, 10/01 with Aetna Plan G. Somehow I was under the impression that from here on I would have to go through underwriting for any changes. That is true unless you change in the next 6 months.
President of American Entitlements LLC Health insurance agency focusing in all ages from ACA plans all the way through Medicare. Office is based in Wylie, TX We have local agents in both Texas and Louisiana 469-814-0289
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Re: Medicare Time
[Re: Buzzsaw]
#8002926
10/08/20 07:42 PM
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Joined: Dec 2008
Posts: 19,296
pokerj2
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 19,296 |
Yes, I pay $134 for Medicare out of my SS check. I have a supplement $160 a month, was $178. I never have to pay anything and I've had a TON of medical crap this year. Expensive surgeries, injections, etc, only had to pay a few dollars, everything else is covered
My Meds come from SilverScript CVS Caremark mail order, all are "free"
So I have two cards I show at the doctor 1. Medicare 2. BCBS of Texas (switching to United Healthcare) I'd lay money down by your expensive surgery and injections, that UHC will rate you up. They will quote one thing, under review, they will increase the premium. There are very very few situations that I will ever write UHC Med Supp for this reason.
President of American Entitlements LLC Health insurance agency focusing in all ages from ACA plans all the way through Medicare. Office is based in Wylie, TX We have local agents in both Texas and Louisiana 469-814-0289
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Re: Medicare Time
[Re: Buzzsaw]
#8002934
10/08/20 07:46 PM
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Joined: Feb 2014
Posts: 949
Bandit 200 XP
Tracker
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Tracker
Joined: Feb 2014
Posts: 949 |
Yes, I pay $134 for Medicare out of my SS check. I have a supplement $160 a month, was $178. I never have to pay anything and I've had a TON of medical crap this year. Expensive surgeries, injections, etc, only had to pay a few dollars, everything else is covered
My Meds come from SilverScript CVS Caremark mail order, all are "free"
So I have two cards I show at the doctor 1. Medicare 2. BCBS of Texas (switching to United Healthcare) Not all Silver Script is Free , Depends on what tier your medicines come under.
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Re: Medicare Time
[Re: Bandit 200 XP]
#8002963
10/08/20 08:01 PM
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Joined: Dec 2008
Posts: 19,296
pokerj2
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 19,296 |
Yes, I pay $134 for Medicare out of my SS check. I have a supplement $160 a month, was $178. I never have to pay anything and I've had a TON of medical crap this year. Expensive surgeries, injections, etc, only had to pay a few dollars, everything else is covered
My Meds come from SilverScript CVS Caremark mail order, all are "free"
So I have two cards I show at the doctor 1. Medicare 2. BCBS of Texas (switching to United Healthcare) Not all Silver Script is Free , Depends on what tier your medicines come under. True on SS. Tier 1 and some 2 are free. 3-5 all have co-pays. That plan will have the most enrollments this AEP. They have the cheapest plan in the space. Sub 8$
President of American Entitlements LLC Health insurance agency focusing in all ages from ACA plans all the way through Medicare. Office is based in Wylie, TX We have local agents in both Texas and Louisiana 469-814-0289
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Re: Medicare Time
[Re: Buzzsaw]
#8003226
10/08/20 11:21 PM
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Joined: Sep 2012
Posts: 15,851
Jimbo1
THF Celebrity
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THF Celebrity
Joined: Sep 2012
Posts: 15,851 |
My wife takes care of all her mothers stuff and I see the time she puts in on it. I'll be in good hands. I have 4 more years.
FJB - Lets Go Brandon BBB - Bring Back Better Awake - Not Woke!
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Re: Medicare Time
[Re: Jimbo1]
#8003249
10/08/20 11:44 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
My wife takes care of all her mothers stuff and I see the time she puts in on it. I'll be in good hands. I have 4 more years. You married up.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: Medicare Time
[Re: bill oxner]
#8003263
10/08/20 11:54 PM
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Joined: Sep 2012
Posts: 15,851
Jimbo1
THF Celebrity
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THF Celebrity
Joined: Sep 2012
Posts: 15,851 |
My wife takes care of all her mothers stuff and I see the time she puts in on it. I'll be in good hands. I have 4 more years. You married up. You can take that to the bank!
FJB - Lets Go Brandon BBB - Bring Back Better Awake - Not Woke!
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Re: Medicare Time
[Re: Buzzsaw]
#8003467
10/09/20 02:34 AM
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Joined: Nov 2005
Posts: 5,306
DLALLDER
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2005
Posts: 5,306 |
I am almost 75 yo and since 65, I have not paid a penny out of pocket other that meds, example I paid 17$ for 2 meds today at Wally World. I have had several surgeries with the major one, a QUAD BYPASS in July, not penny cost to me.
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