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Debit Card / ATM Machine
#7999420
10/05/20 10:20 PM
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Joined: Apr 2008
Posts: 4,531
TPACK
OP
Extreme Tracker
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OP
Extreme Tracker
Joined: Apr 2008
Posts: 4,531 |
We have never used either of these methods for paying for purchases or getting money from bank. Anyone else ?
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999438
10/05/20 10:35 PM
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Joined: Jan 2011
Posts: 21,373
Bullfrog
THF Celebrity
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THF Celebrity
Joined: Jan 2011
Posts: 21,373 |
Man if I knew what Oxner knows I could throw away what I know
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999441
10/05/20 10:37 PM
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Joined: Jan 2016
Posts: 369
270Sendero
Bird Dog
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Bird Dog
Joined: Jan 2016
Posts: 369 |
I did years ago. I haven’t used an ATM/debit card in about 15-20 years. I’ve heard too many stories about ATM cards being hacked. And I don’t want to pay a fee to get my own money
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999448
10/05/20 10:42 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
I use my debit card often but never carry any cash.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999488
10/05/20 11:11 PM
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Joined: Sep 2012
Posts: 15,959
Jimbo1
THF Celebrity
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THF Celebrity
Joined: Sep 2012
Posts: 15,959 |
Credit card is so much safer.
FJB - Lets Go Brandon BBB - Bring Back Better Awake - Not Woke!
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999489
10/05/20 11:11 PM
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Joined: Nov 2008
Posts: 8,374
LoneStarSon
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2008
Posts: 8,374 |
I have had one for almost 30 years....Use it, but usually use my Discover card and just pay that off at the end of the month.
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Re: Debit Card / ATM Machine
[Re: 270Sendero]
#7999504
10/05/20 11:17 PM
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Joined: Jan 2011
Posts: 21,373
Bullfrog
THF Celebrity
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THF Celebrity
Joined: Jan 2011
Posts: 21,373 |
I did years ago. I haven’t used an ATM/debit card in about 15-20 years. I’ve heard too many stories about ATM cards being hacked. And I don’t want to pay a fee to get my own money You shouldn’t have to pay a fee. I agree. You don’t have any of the big banks in Concho county?
Man if I knew what Oxner knows I could throw away what I know
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999520
10/05/20 11:28 PM
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Joined: Dec 2006
Posts: 20,758
cbump
THF Celebrity
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THF Celebrity
Joined: Dec 2006
Posts: 20,758 |
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Re: Debit Card / ATM Machine
[Re: cbump]
#7999532
10/05/20 11:33 PM
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Joined: Jan 2012
Posts: 8,145
Homer Jay
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jan 2012
Posts: 8,145 |
That's what I was thinking, "Mmmkay, good for you."
"Like a slice of fried gold!"
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999542
10/05/20 11:40 PM
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Joined: Sep 2010
Posts: 7,133
SR025
THF Trophy Hunter
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THF Trophy Hunter
Joined: Sep 2010
Posts: 7,133 |
So you’re the one guy who still uses a check at the grocery store.
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Re: Debit Card / ATM Machine
[Re: SR025]
#7999551
10/05/20 11:46 PM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
So you’re the one guy who still uses a check at the grocery store. I avoid those lines.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999569
10/05/20 11:57 PM
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Joined: Dec 2011
Posts: 5,829
Lazyjack
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2011
Posts: 5,829 |
We have a houshold account with a debit card. That account never had alot of funds. Wife transfer enough to cover purchases as needed. We use it often.
Wife and I separate credit cards and checking. We each use our credit cards like debit cards. I transfer funds from checking to credit account once a month. She transfers twice a month. Never carry a balance. Never had a problem.
For cash, debit card at BANK. Never ever any place else, EVER!
If the 2nd amendment was written just to include guns for hunting, why is there not an amendment to protect fishing poles?
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999580
10/06/20 12:04 AM
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Joined: Oct 2008
Posts: 16,732
68rustbucket
THF Celebrity
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THF Celebrity
Joined: Oct 2008
Posts: 16,732 |
Only time I use a debit card is to get cash at my bank around the corner.
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999589
10/06/20 12:12 AM
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Joined: Jan 2007
Posts: 15,476
reeltexan
THF Celebrity
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THF Celebrity
Joined: Jan 2007
Posts: 15,476 |
Debit card. The only way to fly, but I also carry some cash.
"Give me an Army of West Point graduates and I'll win a battle... Give me a handful of Texas Aggies and I'll win a war." - General Patton
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999862
10/06/20 09:46 AM
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Joined: Sep 2004
Posts: 12,391
RedRanger
THF Celebrity
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THF Celebrity
Joined: Sep 2004
Posts: 12,391 |
Never got into Debit cards or using them to get cash. Seems like a pain in the arse
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Re: Debit Card / ATM Machine
[Re: 68rustbucket]
#7999870
10/06/20 10:21 AM
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Joined: Feb 2014
Posts: 979
Bandit 200 XP
Tracker
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Tracker
Joined: Feb 2014
Posts: 979 |
Only time I use a debit card is to get cash at my bank around the corner.
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999871
10/06/20 10:28 AM
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Joined: Jun 2020
Posts: 296
fishmorethanhunt
Bird Dog
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Bird Dog
Joined: Jun 2020
Posts: 296 |
We switched to a credit card for all purchases a number of years ago although we keep debit cards to obtain cash. We use cash as much as we can.
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999884
10/06/20 10:55 AM
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Joined: Aug 2009
Posts: 22,716
BigPig
THF Celebrity
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THF Celebrity
Joined: Aug 2009
Posts: 22,716 |
Use my debit card for everything except online purchases. In 20 years I’ve never had it jeopardized. However those damn CC cards get hit almost yearly.
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999899
10/06/20 11:12 AM
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Joined: Nov 2010
Posts: 3,222
Marc K
Veteran Tracker
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Veteran Tracker
Joined: Nov 2010
Posts: 3,222 |
Wells Fargo told me that our debit cards are protected against fraud just like our credit card. Same process to deny fraudulent charges.
Last edited by Marc K; 10/06/20 11:13 AM.
A Democracy is when two wolves and a lamb vote on the dinner menu. That is why this country was specifically not designed as a Democracy. We are a Constitutional Republic.
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999930
10/06/20 11:41 AM
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Joined: Sep 2009
Posts: 14,010
NDN98
THF Celebrity
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THF Celebrity
Joined: Sep 2009
Posts: 14,010 |
I use mine at times, but not very often. Mostly to get cash from ATM
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Re: Debit Card / ATM Machine
[Re: TPACK]
#7999931
10/06/20 11:42 AM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
I only use my credit card for autopay. It's generally under $500 but a little higher when I pay my truck insurance. I use my debit card for everything else except times when I pay the man. I hold out enough cash from my RMD each year for that. I keep it buried in a coffee can in my back yard.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill
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Re: Debit Card / ATM Machine
[Re: TPACK]
#8000075
10/06/20 01:57 PM
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Joined: Apr 2008
Posts: 4,531
TPACK
OP
Extreme Tracker
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OP
Extreme Tracker
Joined: Apr 2008
Posts: 4,531 |
Ok..... The reason we do not use either is it is just easier to keep up with one card that we use all of the time. That card being Discover. Discover is really good with alerts on you card. It gives you money back and you have to pay it off every month. We rarely write a check for anything except a large purchase that will not take a CC. Never have liked ATM machines (just don`t). I also hardly ever carry cash either. I guess I`m just a simple man.
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Re: Debit Card / ATM Machine
[Re: Marc K]
#8000134
10/06/20 02:48 PM
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Joined: Oct 2014
Posts: 12,344
Duck_Hunter
THF Celebrity
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THF Celebrity
Joined: Oct 2014
Posts: 12,344 |
Wells Fargo told me that our debit cards are protected against fraud just like our credit card. Same process to deny fraudulent charges. The issue is not that your bank won’t return the funds, it’s that you are out those funds (cash) while they fix the issue, which takes days. If your credit card number gets stolen, you’re not out any cash and they can get you a new credit card in a day or two, or you use your debit card in the meantime, or you can use a different credit card if you have one. The process is the same, but your bank account can be wiped out if your debit card is stolen and you might be screwed for a few days. We use debit cards at ATMs rarely and only at banks (not convenience stores or on the street). We use credit cards for everything else.
I just turned it on . I was looking bird dogs in the butt this morning.
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Re: Debit Card / ATM Machine
[Re: Duck_Hunter]
#8000148
10/06/20 03:00 PM
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Joined: Dec 2005
Posts: 35,477
Guy
THF Celebrity
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THF Celebrity
Joined: Dec 2005
Posts: 35,477 |
Only time I use mine is to get cash/deposit check from local ATM, which is not very often.
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Re: Debit Card / ATM Machine
[Re: Lazyjack]
#8000169
10/06/20 03:15 PM
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Joined: Sep 2008
Posts: 4,075
aerangis
Extreme Tracker
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Extreme Tracker
Joined: Sep 2008
Posts: 4,075 |
We have a houshold account with a debit card. That account never had alot of funds. Wife transfer enough to cover purchases as needed. We use it often.
Wife and I separate credit cards and checking. We each use our credit cards like debit cards. I transfer funds from checking to credit account once a month. She transfers twice a month. Never carry a balance. Never had a problem.
For cash, debit card at BANK. Never ever any place else, EVER! This We also have a separate debit card we use for online purchases only and deposit money as needed.
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