The Swede's wife steps up to the the tee and as she bends over to place her ball on the tee, a gust of wind blows her skirt up and reveals her lack of underwear.

"Good God, woman! Why aren't you wearing any skivvies?", Ole demanded.

"Well, you don't give me enough housekeeping to money to afford any." The Swede immediately reaches into his pocket and says, "For the sake of decency, here's a 50. Go and buy yourself some underwear!"

Next the Irishman's wife bends over to set her ball on the tee. Her skirt blows up to show that she too, is wearing no undies.

"Blessed, woman! You've no knickers. Why not?" She replies, "I can't afford any on the money you give me."

Patrick reaches into his pocket and says, "For the sake of decency, here's a 20. Go and buy yourself some underwear."

Lastly the Scotsman's wife bends over. The wind also takes her skirt over her head to reveal that she too is naked under it.

"Sweet mudder of Jaysus, Aggie! Where ta friggin hell are your drawers?" She too explains, "You dinna give me enough money to be able to afford any."

The Scotsman reaches into his pocket and says, " Well, fer the love 'o decency, here's a comb......tidy yourself up!"

Just don’t be looking when that Scotty fella bends over to place his on the Tee....