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Feb 12th, 2024
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 Medicare suppliment plan cost
#7564597
07/26/19 01:49 AM
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Joined: Sep 2018
Posts: 1,049
Old Shakie
OP
Pro Tracker
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OP
Pro Tracker
Joined: Sep 2018
Posts: 1,049 |
I recently turned 65 and am on Medicare Part A and B. I am looking for a Medicare supplement plan and prescription plan. Seeking a recommendation on a good company to go with. Also, approximate cost of a plan G and cost of a prescription plan. Do they bill monthly or yearly?
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564602
07/26/19 02:06 AM
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Joined: Nov 2010
Posts: 4,244
pnh
Extreme Tracker
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Extreme Tracker
Joined: Nov 2010
Posts: 4,244 |
I just turned 65 in June. My plan G is 118.00 per month. My prescription plan is 10.50 per month. I had a local guy with Mutual of Omaha. I think he did me right.
Character is what you do when nobody's looking.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564603
07/26/19 02:06 AM
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Joined: Nov 2010
Posts: 4,244
pnh
Extreme Tracker
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Extreme Tracker
Joined: Nov 2010
Posts: 4,244 |
Character is what you do when nobody's looking.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564702
07/26/19 10:32 AM
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Joined: Dec 2008
Posts: 22,630
Cast
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 22,630 |
Cast ![[Linked Image]](http://winsounds.com/wp-content/uploads/2013/11/Longhorn-Logo.png) I have a short attention spa
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564746
07/26/19 12:31 PM
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Joined: Nov 2010
Posts: 4,244
pnh
Extreme Tracker
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Extreme Tracker
Joined: Nov 2010
Posts: 4,244 |
It pays the 20% that Medicare doesn't pay. It was much cheaper than the policy I had, being self employed.
Character is what you do when nobody's looking.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564852
07/26/19 03:09 PM
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Joined: Dec 2008
Posts: 22,630
Cast
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THF Celebrity
Joined: Dec 2008
Posts: 22,630 |
I just do not see that 20%. My hospital stay for gall bladder surgery was all paid for. Doctor visits are also paid for unless I see a specialist.
Cast I have a short attention spa
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564869
07/26/19 03:38 PM
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Joined: Sep 2018
Posts: 1,049
Old Shakie
OP
Pro Tracker
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OP
Pro Tracker
Joined: Sep 2018
Posts: 1,049 |
I was under the impression that Medicare only pays 80% and that a plan G would take care of the other 20% minus the Part B deductible.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564906
07/26/19 04:30 PM
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Joined: Dec 2008
Posts: 22,630
Cast
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 22,630 |
I do not know all the details. Sometimes we get hit with paying towards an annual deductible but so far only on shingles and pneumonia shots.
After my emergency gall bladder thing (two ambulance rides, two hospitals and surgery), mama said it was great insurance because all the bills were 100% covered and paid. Much better than the best work policy I ever had.
Cast I have a short attention spa
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7564934
07/26/19 05:41 PM
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Joined: Jul 2013
Posts: 6,061
Wilhunt
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2013
Posts: 6,061 |
Take a look at Aetna Medicare Advantage plan for help with prescriptions and dental.
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Re: Medicare suppliment plan cost
[Re: pnh]
#7576567
08/10/19 01:50 AM
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Joined: Sep 2006
Posts: 32,480
kmon11
junior
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junior
Joined: Sep 2006
Posts: 32,480 |
I just turned 65 in June. My plan G is 118.00 per month. My prescription plan is 10.50 per month. I had a local guy with Mutual of Omaha. I think he did me right. That is who we got a plan through for my Mother. took an independent insurance guy that we knew a list of her meds and he elected a plan to cover all those plus good coverage through the hole and such. that policy cost a little but paid everything including co-pays. It was a great deal. I am looking at another year before mine can kick in so will be crossing that road soon enough
lf the saying "Liar, Liar your pants on fire" were true
Mainstream news might be fun to watch
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7577191
08/11/19 12:21 AM
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Joined: Dec 2011
Posts: 5,828
Lazyjack
THF Trophy Hunter
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THF Trophy Hunter
Joined: Dec 2011
Posts: 5,828 |
Medicare.gov has an interactive page to help you compare and sign up for plans. You will need to build a RX list. The page will estmate your annual costs. Coverage available varies by zip codes.
If the 2nd amendment was written just to include guns for hunting, why is there not an amendment to protect fishing poles?
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7577194
08/11/19 12:28 AM
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Joined: Nov 2009
Posts: 91,416
bill oxner
THF Celebrity
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THF Celebrity
Joined: Nov 2009
Posts: 91,416 |
I get my supplement from Pfizer. All Pfizer prescriptions are free, dental up to $1,000 a year, and other stuff that I have never used.
Quail hunting is like walking into, and out of a beautiful painting all day long. Gene Hill ![[Linked Image]](https://texashuntingforum.com/forum/pics/usergals/2017/07/full-3669-105539-full_16668_105507_image.jpg)
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7577227
08/11/19 01:05 AM
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Joined: Nov 2010
Posts: 4,244
pnh
Extreme Tracker
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Extreme Tracker
Joined: Nov 2010
Posts: 4,244 |
So, you get the little blue pills free too?
Character is what you do when nobody's looking.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7578147
08/12/19 02:11 PM
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Joined: Dec 2008
Posts: 19,296
pokerj2
THF Celebrity
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THF Celebrity
Joined: Dec 2008
Posts: 19,296 |
I rep all the carriers. A male t65 can get coverage in Texas right at 100$ a month for plan G. A little cheaper if you have are married by means of a household discount.
President of American Entitlements LLC
Health insurance agency focusing in all ages from ACA plans all the way through Medicare.
Office is based in Wylie, TX
We have local agents in both Texas and Louisiana
469-814-0289
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7579207
08/13/19 07:50 PM
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Joined: Nov 2011
Posts: 10,984
Texas buckeye
THF Celebrity
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THF Celebrity
Joined: Nov 2011
Posts: 10,984 |
Just buyer beware, some of the plans are crap as far as access to specialists and their networks can be really small. From the doctor side of things, these plans typically suck as far as payments for services, so we don't take many of them. While everything may sound all good and happy when you are well, when you need care and can't get it, then the rooster comes to roost.
As I tell my parents, "your plan sucks from my side of things, but for you it is good. Just hope you don't get sick". They get it, but still want what's best for them, and I get that too.
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Re: Medicare suppliment plan cost
[Re: Texas buckeye]
#7579924
08/14/19 05:36 PM
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Joined: Jun 2009
Posts: 4,971
Dry Fire
Extreme Tracker
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Extreme Tracker
Joined: Jun 2009
Posts: 4,971 |
As I tell my parents, "your plan sucks from my side of things, but for you it is good. Just hope you don't get sick". They get it, but still want what's best for them, and I get that too. Makes me mad. I've had my doctors for years. They are starting to tell me when I retire, I have find a doctor that accepts Medicare as they don't.
coffee spelled backwards is eeffoc. I don't give eeffoc until I have my morning coffee.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7579999
08/14/19 06:48 PM
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Joined: Nov 2011
Posts: 10,984
Texas buckeye
THF Celebrity
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THF Celebrity
Joined: Nov 2011
Posts: 10,984 |
Dry fire, get ready for the new healthcare of the US. As a doctor, our reimbursements are set to whatever CMS (medicare) decides we get paid for our services. Commerical insurances then make a determination they will pay equal to, more, or less than medicare. Most medicare advantage plans pay less (some way less) and have a hard time keeping doctors on their panels. Some insurances pay slightly more, but none anymore pay significantly more.
CMS recently took one of my bread and butter proceudres, cataract surgery, and decided to cut payment 15% (on top of the 15% they cut in 2013). This while adding costs for administrative stuff they want us to do just to stay in business and not make more penalties from them. It isn't long before they will run every doctor out of medicare and no one will have coverage.
The concept of "medicare for all" the democrats are championing right now would be a disaster for health care, since it would absolutely result in reduced fees and less doctors participating in the system, so wait times would be terrible, service would stink, and you would deal with bad doctors with bad bedside manner. Great situation to be in right?
As doctors, we know the ship is sinking, and we know there has to be a better way, but we are not allowed to even talk about pricing or working together lest we face anti-stark laws, collusion claims by the US govt, and lose our ability to do what we do. Its a racket, all the while we are bent over a barrel with no bargaining ability to go against the biggest monopoly of all, CMS/medicare and the insurance industry.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7580009
08/14/19 06:56 PM
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Joined: Jan 2013
Posts: 19,649
Pitchfork Predator
THF Celebrity
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THF Celebrity
Joined: Jan 2013
Posts: 19,649 |
I recently turned 65 and am on Medicare Part A and B. I am looking for a Medicare supplement plan and prescription plan. Seeking a recommendation on a good company to go with. Also, approximate cost of a plan G and cost of a prescription plan. Do they bill monthly or yearly? Call pokerj2, he takes great care of my clients. 
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Re: Medicare suppliment plan cost
[Re: Texas buckeye]
#7580011
08/14/19 06:59 PM
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Joined: Jan 2013
Posts: 19,649
Pitchfork Predator
THF Celebrity
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THF Celebrity
Joined: Jan 2013
Posts: 19,649 |
Dry fire, get ready for the new healthcare of the US. As a doctor, our reimbursements are set to whatever CMS (medicare) decides we get paid for our services. Commerical insurances then make a determination they will pay equal to, more, or less than medicare. Most medicare advantage plans pay less (some way less) and have a hard time keeping doctors on their panels. Some insurances pay slightly more, but none anymore pay significantly more.
CMS recently took one of my bread and butter proceudres, cataract surgery, and decided to cut payment 15% (on top of the 15% they cut in 2013). This while adding costs for administrative stuff they want us to do just to stay in business and not make more penalties from them. It isn't long before they will run every doctor out of medicare and no one will have coverage.
The concept of "medicare for all" the democrats are championing right now would be a disaster for health care, since it would absolutely result in reduced fees and less doctors participating in the system, so wait times would be terrible, service would stink, and you would deal with bad doctors with bad bedside manner. Great situation to be in right?
As doctors, we know the ship is sinking, and we know there has to be a better way, but we are not allowed to even talk about pricing or working together lest we face anti-stark laws, collusion claims by the US govt, and lose our ability to do what we do. Its a racket, all the while we are bent over a barrel with no bargaining ability to go against the biggest monopoly of all, CMS/medicare and the insurance industry. I agree.......we all better get down on our knees and pray there is no Medicare for All or our healthcare system as we know it is doomed.......the current state of what Medicare pays in unacceptable for the costs providers have before they make a profit. A surgeon that stands on his feet for a 14 hour hip replacement surgery is only paid $140 an hour!!!!!!!!!!!!!
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7580034
08/14/19 07:26 PM
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Joined: Nov 2011
Posts: 10,984
Texas buckeye
THF Celebrity
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THF Celebrity
Joined: Nov 2011
Posts: 10,984 |
if your surgeon is taking 14 hours to do a hip replacement, I would find another doctor. But that's the problem, there might be times when a hip replacement does take 14 hours and the reimbursement is the same as a 2 hour hip replacement and there is no way to legally make that difference up for the doc.
Listen I am not saying doctors are going broke, but our costs of doing business are going up every year by quite a bit, while our payments are getting cut every year. It isn't a financially solvent situation. There will be a time in the future where getting a good doctor to take care of you will require going outside the insurance system and paying cash. For those that have the money great. But those who are stuck in the system for healthcare will suffer. Two tier system is in the not so distant future. We are essentially starting this with Medicaid and all other insurances, but it will become insurance or cash. mark my words, if you are living in 20 years you will see this happen. Might be sooner, but it will eventually happen because the medicare money is running out and with all other insurances tied to medicare payments, the cuts will continue and doctors just can't stay in business making no money.
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Re: Medicare suppliment plan cost
[Re: Texas buckeye]
#7580036
08/14/19 07:31 PM
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Joined: Jan 2013
Posts: 19,649
Pitchfork Predator
THF Celebrity
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THF Celebrity
Joined: Jan 2013
Posts: 19,649 |
Not my surgeon, a client of mine is a surgical nurse and she shared with me what the surgeon got payed for that operation.
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Re: Medicare suppliment plan cost
[Re: Old Shakie]
#7580057
08/14/19 08:00 PM
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Joined: Aug 2009
Posts: 3,845
Texan Til I Die
Extreme Tracker
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Extreme Tracker
Joined: Aug 2009
Posts: 3,845 |
My advice to anyone considering a medicare advantage plan is to run away far and fast. Stick to traditional medicare and then get a supplemental plan that fits your needs (if you even need one).
Silver spurs and gold tequila
keep me hanging on.
Pretty girls and old cantinas
give me shelter from the storm.
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Re: Medicare suppliment plan cost
[Re: Pitchfork Predator]
#7580100
08/14/19 08:43 PM
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Joined: Nov 2011
Posts: 10,984
Texas buckeye
THF Celebrity
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THF Celebrity
Joined: Nov 2011
Posts: 10,984 |
Not my surgeon, a client of mine is a surgical nurse and she shared with me what the surgeon got payed for that operation. I am not trying to pick a fight, but surgical nurses typically don't know squat about what a doctor gets "paid" for any type of surgery. They may have an idea of what gets billed, but the reimbursement is piddlin compared to billed, esp on the bigger hospital based codes like a hip replacement. So unless the doctor specifically shared with this nurse, anything said is pure speculation. I know from people in the industry that reimbursement for a hip replacement is less than what you quoted, a surgeon taking 14 hours to do a hip would typically be getting somewhere around 65-70 dollars an hour. But I stand by my claim that a surgeon doing a routine hip in 14 hours is a hack and shouldn't be doing them in the first place. A typical hip should be a 90-120 minute surgery. so you can do the math of what is actually paid vs billed.
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