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Insurance Claim question
#7468287
03/25/19 02:36 PM
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Joined: Jul 2007
Posts: 35,119
Brother in-law
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jul 2007
Posts: 35,119 |
My older truck got hammered. I’m not sure if they will total or not but probably. What bluebook or vehicle value reference does the insurance company use?
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Re: Insurance Claim question
[Re: Brother in-law]
#7468306
03/25/19 02:48 PM
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Joined: Jan 2011
Posts: 21,373
Bullfrog
THF Celebrity
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THF Celebrity
Joined: Jan 2011
Posts: 21,373 |
I would only trust the insurance companies that have tons of awards and accolades.
Man if I knew what Oxner knows I could throw away what I know
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Re: Insurance Claim question
[Re: Brother in-law]
#7468343
03/25/19 03:13 PM
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Joined: Mar 2017
Posts: 449
spankyttx
Bird Dog
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Bird Dog
Joined: Mar 2017
Posts: 449 |
nada and kbb are the 2 main value guides, if it's real old, cpi. be sure to write down any bolt on upgrades you may have done and find any receipts for recent major repairs like engine or trans overhaul/replacement
LI-SI-WI-NWI
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Re: Insurance Claim question
[Re: Brother in-law]
#7470031
03/27/19 12:27 AM
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Joined: May 2012
Posts: 8,382
nsmike
THF Trophy Hunter
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THF Trophy Hunter
Joined: May 2012
Posts: 8,382 |
Most insurance companies use a buying service that surveys prices within a certain radius of the claimant. The math is simple repairs + salvage vs market price. there is a fudge factor that leans towards totaling a vehicle in case there's hidden damage.
for every stereotype there's a prototype don't be the prototype
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Re: Insurance Claim question
[Re: Brother in-law]
#7470083
03/27/19 01:27 AM
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Joined: Feb 2010
Posts: 7,250
jhenderson
THF Trophy Hunter
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THF Trophy Hunter
Joined: Feb 2010
Posts: 7,250 |
Start research now finding trucks of same year mileage etc and what they are going for other wise you gonna get screwed going off book value
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Re: Insurance Claim question
[Re: Brother in-law]
#7470088
03/27/19 01:32 AM
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Joined: Jul 2015
Posts: 23,172
Bee'z
The Beedazzler
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The Beedazzler
Joined: Jul 2015
Posts: 23,172 |
Damn, I assume it was the white Z71 That was a good looking truck.
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Re: Insurance Claim question
[Re: Bee'z]
#7470134
03/27/19 02:02 AM
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Joined: Jul 2007
Posts: 35,119
Brother in-law
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jul 2007
Posts: 35,119 |
Damn, I assume it was the white Z71 That was a good looking truck. ‘96 z71 with 95,000 miles
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Re: Insurance Claim question
[Re: Brother in-law]
#7470185
03/27/19 03:04 AM
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Joined: Jul 2015
Posts: 23,172
Bee'z
The Beedazzler
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The Beedazzler
Joined: Jul 2015
Posts: 23,172 |
That was my trucks older brother. Hate to hear that man
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Re: Insurance Claim question
[Re: Brother in-law]
#7470192
03/27/19 03:11 AM
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Joined: Jun 2011
Posts: 33,946
Buzzsaw
THF Celebrity
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THF Celebrity
Joined: Jun 2011
Posts: 33,946 |
probably total it, write you a check for $3000
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Re: Insurance Claim question
[Re: Brother in-law]
#7470584
03/27/19 03:51 PM
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Joined: Jul 2015
Posts: 3,091
Always ready 2 hunt
Veteran Tracker
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Veteran Tracker
Joined: Jul 2015
Posts: 3,091 |
Bummer for sure. Good luck but I'm afraid you are screwed. '96 hammered by hail will be a total. If windshield busted, hurry to the salvage yards and get a replacement before they are gone. Tell insurance company you'll keep the salvage with no deduction as it will cost them more in wrecker and sales fees than salvage value. Now you have a beat up hunting truck, new windshield and maybe a few tanks of gas $
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Re: Insurance Claim question
[Re: Always ready 2 hunt]
#7470587
03/27/19 03:56 PM
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Joined: Nov 2011
Posts: 9,908
unclebubba
THF Trophy Hunter
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THF Trophy Hunter
Joined: Nov 2011
Posts: 9,908 |
Bummer for sure. Good luck but I'm afraid you are screwed. '96 hammered by hail will be a total. If windshield busted, hurry to the salvage yards and get a replacement before they are gone. Tell insurance company you'll keep the salvage with no deduction as it will cost them more in wrecker and sales fees than salvage value. Now you have a beat up hunting truck, new windshield and maybe a few tanks of gas $ My buddy is going through the same thing with his truck. It got hammered last weekend too. Luckily for him, it was already used mainly for going to and from his hunting property.
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Re: Insurance Claim question
[Re: unclebubba]
#7470592
03/27/19 04:04 PM
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Joined: Jul 2007
Posts: 35,119
Brother in-law
OP
THF Celebrity
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OP
THF Celebrity
Joined: Jul 2007
Posts: 35,119 |
Bummer for sure. Good luck but I'm afraid you are screwed. '96 hammered by hail will be a total. If windshield busted, hurry to the salvage yards and get a replacement before they are gone. Tell insurance company you'll keep the salvage with no deduction as it will cost them more in wrecker and sales fees than salvage value. Now you have a beat up hunting truck, new windshield and maybe a few tanks of gas $ My buddy is going through the same thing with his truck. It got hammered last weekend too. Luckily for him, it was already used mainly for going to and from his hunting property. That’s all this is for. Do people buy trucks with salvage titles? The window has one new crack. Luckily I got it inspected last weekend
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Re: Insurance Claim question
[Re: Brother in-law]
#7471052
03/28/19 02:05 AM
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Joined: Sep 2006
Posts: 4,905
luv2brode
Extreme Tracker
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Extreme Tracker
Joined: Sep 2006
Posts: 4,905 |
For future reference you can insure vehicles for set values thinking of doing it w wife's car
i am cancelling my subscription, i am tired of your issues!
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Re: Insurance Claim question
[Re: Brother in-law]
#7471062
03/28/19 02:09 AM
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Joined: Jul 2015
Posts: 23,172
Bee'z
The Beedazzler
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The Beedazzler
Joined: Jul 2015
Posts: 23,172 |
Do people buy trucks with salvage titles? The window has one new crack. Luckily I got it inspected last weekend Ramsey and I were talking about this this evening. Give him a shout.
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Re: Insurance Claim question
[Re: Brother in-law]
#7471147
03/28/19 05:02 AM
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Joined: Jan 2010
Posts: 1,440
Shotgun Willie
Pro Tracker
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Pro Tracker
Joined: Jan 2010
Posts: 1,440 |
Do people buy trucks with salvage titles? The window has one new crack. Luckily I got it inspected last weekend A lot of people have a soft spot in their hearts for the 96-99 Silverados. Especially clean, low mileage ones like I think yours is (was, sorry)? Seems like you'd put a pic up here at one time, is it a white one? Provided the damage wasn't complete, someone could easily sand and bondo the dents and have it line-x'd, wrapped, or even a spray bomb camo job. Hell, I'd be interested in it for that. I would think it would be an easy sell even with a salvage title.
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Re: Insurance Claim question
[Re: Brother in-law]
#7471160
03/28/19 07:15 AM
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Joined: Dec 2011
Posts: 14,269
Ramsey
Pepe' Le Pew
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Pepe' Le Pew
Joined: Dec 2011
Posts: 14,269 |
I will buy it for salvage value, always needed a fourth vechile.
Big Beckett!!
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