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Land Owner/Leasee insurance?
#5247087
08/11/14 05:26 PM
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Joined: Jul 2006
Posts: 297
Britton
OP
Bird Dog
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OP
Bird Dog
Joined: Jul 2006
Posts: 297 |
I have an older gentleman that is willing to lease his property to me for hunting. He said he tried to lease it a couple years ago but insurance was the issue, and very expensive. In the past I have only had to sign a waiver to hunt. He thinks that not only does he have to have insurance but that I would also. What does anyone know about this? Thank you!
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5247135
08/11/14 05:55 PM
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Joined: Jul 2009
Posts: 2,326
sqiggy
Veteran Tracker
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Veteran Tracker
Joined: Jul 2009
Posts: 2,326 |
If you are leasing from him, then all you need is liability ins., or hunters insurance as we call it. That's how we do it. And the price depends on the acreage, or at least our does and it's not that expensive
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5247239
08/11/14 06:47 PM
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Joined: Jan 2009
Posts: 11,958
kry226
The General
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The General
Joined: Jan 2009
Posts: 11,958 |
It probably depends on the LO's part on how much acreage and how much money, and which insurance company he uses. My current liability policy with FB allows me to lease up to $15,000 without any special policy addendums or riders. But I think he would be foolish to not have liability insurance in any case, leasing or not.
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5247347
08/11/14 07:42 PM
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Joined: Mar 2012
Posts: 823
newulmboy
Tracker
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Tracker
Joined: Mar 2012
Posts: 823 |
I have a 1 million dollar liability policy on my acreage. Its added to my house insurance and runs me $52 a year from Farm Bureau.
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5247637
08/11/14 09:54 PM
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Joined: Jul 2006
Posts: 297
Britton
OP
Bird Dog
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OP
Bird Dog
Joined: Jul 2006
Posts: 297 |
Thanks guys! Think I have found a solution for us. I found a company to do a 1 mil policy for the year for cheap. Now if he will just call me back. haha
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5247932
08/11/14 11:58 PM
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Joined: Sep 2009
Posts: 5,396
Pittstate
THF Trophy Hunter
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THF Trophy Hunter
Joined: Sep 2009
Posts: 5,396 |
I use the insurance through American Hunting Leasing dot Org. Same as the NWTF uses, but don't have to be a member of anything. It is very reasonable.
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5247938
08/12/14 12:01 AM
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Joined: Jan 2008
Posts: 1,069
batman
Pro Tracker
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Pro Tracker
Joined: Jan 2008
Posts: 1,069 |
We have to pay for insurance on our 2,000ac lease. 4 guys $100 total, so $25 each is pretty cheap.
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5248009
08/12/14 12:38 AM
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Joined: Mar 2012
Posts: 13,591
1860.colt
emoji colt.45
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emoji colt.45
Joined: Mar 2012
Posts: 13,591 |
cost of hunting going up we leased twas no need for insurance
i'm postaddic
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5248158
08/12/14 02:09 AM
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Joined: Dec 2012
Posts: 1,773
Big_Ag
Pro Tracker
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Pro Tracker
Joined: Dec 2012
Posts: 1,773 |
QDMA also offers it. Go to QDMA.com.
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Re: Land Owner/Leasee insurance?
[Re: Big_Ag]
#5248603
08/12/14 11:25 AM
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Joined: Jul 2013
Posts: 6,000
tlk
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jul 2013
Posts: 6,000 |
while the subject is active you can buy an umbrella liability policy for 1-5 million that is added to your homeowner policy and not expensive at all - someone above mentioned it - lease or no lease it is a very good idea to have one
You can't fix stupid
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5249391
08/12/14 07:00 PM
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Joined: Oct 2004
Posts: 39,481
redchevy
THF Celebrity
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THF Celebrity
Joined: Oct 2004
Posts: 39,481 |
Never even heard of it.
Sure liability on your property so if someone hurts themselves your covered, but lessee/basically tenants insurance for lease hunters???? what's this world coming too
It's hell eatin em live
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Re: Land Owner/Leasee insurance?
[Re: Britton]
#5249505
08/12/14 08:04 PM
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Joined: Jan 2008
Posts: 5,573
Leonardo
THF Trophy Hunter
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THF Trophy Hunter
Joined: Jan 2008
Posts: 5,573 |
Not all liability extends just because you lease the property. Many times there will be exclusions if you lease out other spots and receive money from them. I am an insurance agent and I just got through looking for a solution personally. My Farm & Ranch Policy covers hunting and leased property until I take money which makes it commercial. Some of the groups mentioned above read the same way unless it is a nonprofit club.
It is a tough situation. Read the fine print.
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