CHL/LTC prepaid legal service: which one should I get (if any)?

I’m debating if I need a prepaid legal service or not; and if I do which companies are GTG. During the class, they recommended Texas Law Shield.
I live in a safe area, frequent safe areas, and have never felt even remotely in danger. But again…you never know.
Do you think it’s something worth the expense? If you don’t have it, how much would the legal representation end up costing you?

Texas Law Shield about $130 per year.

I also chose Texas law shield. You can pay as much or as little as you want for representation. I chose them for all of the other services they offer . $130 a year is less than a good attorney is going to charge you per hour to give you legal advice.

Do they have good attorneys?