Texas Hunting Forum

Firearm insurance options?

Posted By: Dien

Firearm insurance options? - 08/26/15 05:01 PM

Who are y'all using for insurance for firearms specifically?

Seems like some companies don't cover while out of the house or depreciate soem firearms too much.

Only real popular option is Historic Firearms Insurance so far.
Posted By: ETexas Hunter

Re: Firearm insurance options? - 08/26/15 05:20 PM

get a personal articles policy, its kind of a rider policy. You list out each individual rifle along with serial numbers and values
Posted By: fouzman

Re: Firearm insurance options? - 08/26/15 05:40 PM

Yep, you'll need a rider on your homeowners. I found this out the hard way. Had five rifles stolen last year. Homeowners only covers $1,000/firearm and you have to pay your deductible. $1,000 wouldn't have covered half of one of the scopes. Lesson learned. Quite painfully, I might add.
Posted By: TxDiver

Re: Firearm insurance options? - 08/26/15 06:41 PM

State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.
Posted By: TCB

Re: Firearm insurance options? - 08/26/15 06:42 PM

I got additional coverage thru the NRA for like $140 year that will more than cover any losses I hope never occur.
Posted By: dogdown23

Re: Firearm insurance options? - 08/27/15 02:16 AM

Call Angie at Allstate 9038720880. I have over 30k of sporting goods coverage for 35$ per month.
Posted By: Texas Tatonkas

Re: Firearm insurance options? - 08/27/15 04:41 AM

Originally Posted By: TxDiver
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.


They misquoted that, 15k is about 260 a year.
Posted By: TxDiver

Re: Firearm insurance options? - 08/27/15 04:57 AM

Wouldn't have been the first time they gave me the wrong information. But Eastern is still cheaper as I think a little over $300 gets you $50K in coverage.
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