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Feb 12th, 2024
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 Firearm insurance options?
#5897151
08/26/15 05:01 PM
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Joined: Aug 2012
Posts: 603
Dien
OP
Tracker
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OP
Tracker
Joined: Aug 2012
Posts: 603 |
Who are y'all using for insurance for firearms specifically?
Seems like some companies don't cover while out of the house or depreciate soem firearms too much.
Only real popular option is Historic Firearms Insurance so far.
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Re: Firearm insurance options?
[Re: Dien]
#5897192
08/26/15 05:20 PM
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Joined: Sep 2013
Posts: 1,930
ETexas Hunter
Pro Tracker
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Pro Tracker
Joined: Sep 2013
Posts: 1,930 |
get a personal articles policy, its kind of a rider policy. You list out each individual rifle along with serial numbers and values
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Re: Firearm insurance options?
[Re: Dien]
#5897233
08/26/15 05:40 PM
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Joined: Aug 2010
Posts: 2,605
fouzman
Veteran Tracker
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Veteran Tracker
Joined: Aug 2010
Posts: 2,605 |
Yep, you'll need a rider on your homeowners. I found this out the hard way. Had five rifles stolen last year. Homeowners only covers $1,000/firearm and you have to pay your deductible. $1,000 wouldn't have covered half of one of the scopes. Lesson learned. Quite painfully, I might add.
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Re: Firearm insurance options?
[Re: Dien]
#5897331
08/26/15 06:41 PM
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Joined: Apr 2009
Posts: 206
TxDiver
Woodsman
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Woodsman
Joined: Apr 2009
Posts: 206 |
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.
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Re: Firearm insurance options?
[Re: Dien]
#5897333
08/26/15 06:42 PM
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Joined: Sep 2004
Posts: 2,317
TCB
Veteran Tracker
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Veteran Tracker
Joined: Sep 2004
Posts: 2,317 |
I got additional coverage thru the NRA for like $140 year that will more than cover any losses I hope never occur.
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Re: Firearm insurance options?
[Re: Dien]
#5898143
08/27/15 02:16 AM
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Joined: Feb 2014
Posts: 968
dogdown23
Tracker
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Tracker
Joined: Feb 2014
Posts: 968 |
Call Angie at Allstate 9038720880. I have over 30k of sporting goods coverage for 35$ per month.
Dogdown
The only thing that'll stop a bad man with a gun, is a good man with a gun.
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Re: Firearm insurance options?
[Re: TxDiver]
#5898389
08/27/15 04:41 AM
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Joined: Sep 2012
Posts: 1,720
Texas Tatonkas
Pro Tracker
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Pro Tracker
Joined: Sep 2012
Posts: 1,720 |
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal. They misquoted that, 15k is about 260 a year.
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Re: Firearm insurance options?
[Re: Texas Tatonkas]
#5898395
08/27/15 04:57 AM
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Joined: Apr 2009
Posts: 206
TxDiver
Woodsman
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Woodsman
Joined: Apr 2009
Posts: 206 |
Wouldn't have been the first time they gave me the wrong information. But Eastern is still cheaper as I think a little over $300 gets you $50K in coverage.
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