Main Menu
Advertisement
Affiliates
Advertisement
Newest Members
Billy Tucker, Kevinofborg, mach1z, C&H OutDoors, bigspice
61815 Registered Users
Top Posters
dogcatcher 81379
stxranchman 52092
RWH24 44568
rifleman 44153
BOBO the Clown 42155
BMD 40617
bill oxner 38160
Big Orn 37484
txshntr 34316
sig226fan (Rguns.com) 31224
facebook
Forum Stats
61815 Members
46 Forums
427712 Topics
5899669 Posts

Max Online: 16728 @ 03/25/12 08:51 AM
Topic Options
#5897151 - 08/26/15 12:01 PM Firearm insurance options?
Dien Offline
Bird Dog

Registered: 08/16/12
Posts: 470
Loc: Grand Prairie
Who are y'all using for insurance for firearms specifically?

Seems like some companies don't cover while out of the house or depreciate soem firearms too much.

Only real popular option is Historic Firearms Insurance so far.

Top
#5897192 - 08/26/15 12:20 PM Re: Firearm insurance options? [Re: Dien]
ETexas Hunter Offline
Tracker

Registered: 09/14/13
Posts: 851
Loc: Austin
get a personal articles policy, its kind of a rider policy. You list out each individual rifle along with serial numbers and values

Top
#5897233 - 08/26/15 12:40 PM Re: Firearm insurance options? [Re: Dien]
fouzman Offline
Pro Tracker

Registered: 08/09/10
Posts: 1189
Loc: Houston, TX
Yep, you'll need a rider on your homeowners. I found this out the hard way. Had five rifles stolen last year. Homeowners only covers $1,000/firearm and you have to pay your deductible. $1,000 wouldn't have covered half of one of the scopes. Lesson learned. Quite painfully, I might add.

Top
#5897331 - 08/26/15 01:41 PM Re: Firearm insurance options? [Re: Dien]
TxDiver Offline


Registered: 04/09/09
Posts: 144
Loc: Plano
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.

Top
#5897333 - 08/26/15 01:42 PM Re: Firearm insurance options? [Re: Dien]
TCB Online   content
Pro Tracker

Registered: 09/01/04
Posts: 1665
Loc: Denton, TX
I got additional coverage thru the NRA for like $140 year that will more than cover any losses I hope never occur.
_________________________

Top
#5898143 - 08/26/15 09:16 PM Re: Firearm insurance options? [Re: Dien]
dogdown23 Offline
Tracker

Registered: 02/15/14
Posts: 931
Loc: TX
Call Angie at Allstate 9038720880. I have over 30k of sporting goods coverage for 35$ per month.
_________________________
Dogdown

The only thing that'll stop a bad man with a gun, is a good man with a gun.

Top
#5898389 - 08/26/15 11:41 PM Re: Firearm insurance options? [Re: TxDiver]
Texas Tatonkas Offline
Pro Tracker

Registered: 09/14/12
Posts: 1720
Loc: Las Cruces, NM
Originally Posted By: TxDiver
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.


They misquoted that, 15k is about 260 a year.
_________________________


Top
#5898395 - 08/26/15 11:57 PM Re: Firearm insurance options? [Re: Texas Tatonkas]
TxDiver Offline


Registered: 04/09/09
Posts: 144
Loc: Plano
Wouldn't have been the first time they gave me the wrong information. But Eastern is still cheaper as I think a little over $300 gets you $50K in coverage.

Top



© 2004-2016 OUTDOOR SITES NETWORK all rights reserved USA and Worldwide