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Max Online: 16728 @ 03/25/12 08:51 AM
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#5897151 - 08/26/15 12:01 PM Firearm insurance options?
Dien Offline
Tracker

Registered: 08/16/12
Posts: 543
Loc: Grand Prairie
Who are y'all using for insurance for firearms specifically?

Seems like some companies don't cover while out of the house or depreciate soem firearms too much.

Only real popular option is Historic Firearms Insurance so far.

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#5897192 - 08/26/15 12:20 PM Re: Firearm insurance options? [Re: Dien]
ETexas Hunter Offline
Tracker

Registered: 09/14/13
Posts: 942
Loc: Austin
get a personal articles policy, its kind of a rider policy. You list out each individual rifle along with serial numbers and values

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#5897233 - 08/26/15 12:40 PM Re: Firearm insurance options? [Re: Dien]
fouzman Offline
Pro Tracker

Registered: 08/09/10
Posts: 1658
Loc: Houston, TX
Yep, you'll need a rider on your homeowners. I found this out the hard way. Had five rifles stolen last year. Homeowners only covers $1,000/firearm and you have to pay your deductible. $1,000 wouldn't have covered half of one of the scopes. Lesson learned. Quite painfully, I might add.

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#5897331 - 08/26/15 01:41 PM Re: Firearm insurance options? [Re: Dien]
TxDiver Offline


Registered: 04/09/09
Posts: 147
Loc: Plano
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.

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#5897333 - 08/26/15 01:42 PM Re: Firearm insurance options? [Re: Dien]
TCB Online   content
Pro Tracker

Registered: 09/01/04
Posts: 1722
Loc: Denton, TX
I got additional coverage thru the NRA for like $140 year that will more than cover any losses I hope never occur.
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#5898143 - 08/26/15 09:16 PM Re: Firearm insurance options? [Re: Dien]
dogdown23 Offline
Tracker

Registered: 02/15/14
Posts: 950
Loc: TX
Call Angie at Allstate 9038720880. I have over 30k of sporting goods coverage for 35$ per month.
_________________________
Dogdown

The only thing that'll stop a bad man with a gun, is a good man with a gun.

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#5898389 - 08/26/15 11:41 PM Re: Firearm insurance options? [Re: TxDiver]
Texas Tatonkas Offline
Pro Tracker

Registered: 09/14/12
Posts: 1720
Loc: Las Cruces, NM
Originally Posted By: TxDiver
State Farm offered me a rider, but the price was prohibitive. It was something like $50-$75 per $1,000 of coverage. I found Eastern Insurance (Historic Firearms) to offer a much better deal.


They misquoted that, 15k is about 260 a year.
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#5898395 - 08/26/15 11:57 PM Re: Firearm insurance options? [Re: Texas Tatonkas]
TxDiver Offline


Registered: 04/09/09
Posts: 147
Loc: Plano
Wouldn't have been the first time they gave me the wrong information. But Eastern is still cheaper as I think a little over $300 gets you $50K in coverage.

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